How Safe
   is My Money?

Depending on whom you choose as your HSA Administrator, the risk of your investment is usually proportionate to the potential return.

Interest bearing HSA accounts through banks are generally FDIC insured and are therefore the most secure. However, such accounts have a lower rate of return than, say, a mutual fund HSA account, which may offer a higher return with greater risk - and without being federally insured.

As always with an HSA, the choice is yours. Determine your comfort level, then choose your administrator and HSA account accordingly.