Family, Individual, and Medicare Advantage Insurance for every stage of life.

Affordable Care Act (ACA)

Affordable Care Act (ACA)

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  • Find a plan that fits your needs

Our customer mission

We offer plans from multiple insurance companies across the nation

Our US Based customer service and licensed sales agents are located in the United States and are available Monday through Friday 8am to 8pm Eastern Standard Time. You can request a call back at a time that fits your schedule. 

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We partner with the nation’s leading Medicare carriers to offer you coverage and benefit options 


Insurance quotes

No obligation, online process


Co-Pays & Deductibles

Variety of out of pocket costs*


Medicare Part C

Typically covers Parts A, B and D

*Figures displayed are based off your current location and may differ from the actual plan figures that will display after you enter your information.

Variety of insurance options for your lifestyle

Product: Medicare Advantage
Badge: Medicare Advantage

Medicare Advantage

Also known as Medicare Part C, which is offered through private insurance companies

Medicare Advantage
Product: Affordable Care Act (ACA)
Badge: Affordable Care Act (ACA)

Affordable Care Act (ACA)

Lower cost health insurance households with fixed or restricted incomes.

Affordable Care Act (ACA)
Product: Short Term Medical Insurance
Badge: Short Term Medical Insurance

Short Term Medical Insurance

Temporary coverage for pre-existing conditions, and unexpected situations.

Short Term Medical Insurance
Product: Limited Fixed Indemnity Plan
Badge: Limited Fixed Indemnity Plan

Limited Fixed Indemnity Plan

Affordable health insurance with limited coverage, a no waiting periods. 

Limited Fixed Indemnity Plan
Product: Accident Insurance
Badge: Accident Insurance

Accident Insurance

Protection for unexpected injury-related expenses.

Accident Insurance
Product: Critical Illness
Badge: Critical Illness

Critical Illness

Financial support for critical diagnosis and treatment.

Critical Illness
Product: Dental Insurance
Badge: Dental Insurance

Dental Insurance

Coverage for preventive and basic dental care for family or individuals. 

Dental Insurance
Product: Telemedicine
Badge: Telemedicine


Get virtual care for non-emergency conditions when you need it most

Product: Need help finding the right plan?

Need help finding the right plan?

Product: Need help finding the right plan?

Have questions?

What are the ten essential health benefits as required by the ACA (Obamacare)?

The required essential benefits are designed to ensure everyone in the individual and small employer group major medical health insurance markets has comprehensive coverage for specific services in accordance with ACA guidelines. These benefits are:

  • Outpatient services (e.g. office visits)
  • Emergency room services
  • Inpatient services (hospitalization)
  • Maternity
  • Mental health and substance abuse
  • Prescription drugs
  • Rehabilitative and habilitative services (e.g. physical and occupational therapy)
  • Lab services
  • Preventive services (e.g., mammograms, etc.)
  • Pediatric dental and vision

What is the difference between ACA health insurance and short term health insurance?

ACA health insurance is the federally mandated health insurance law of the land, also known as Obamacare. It governs individual and family plans and requires ten minimum essential benefits. Anyone can apply, and those that are under the 400% poverty line can receive a financial subsidy to curb the cost of their health insurance. Enrollment is available November 1-December 15 in most states. If you have a life situation that leaves you uninsured, you might be eligible for the special enrollment period to get coverage.

Short term medical insurance is not ACA insurance. It is temporary insurance for those who need immediate coverage. Like ACA insurance, Short term health insurance includes benefits such as hospital, lab and x-rays, but it does not include all ten of the minimum essential benefits and it does not cover pre-existing conditions.

How do I know what Medicare plan to apply for?

Many individuals apply for both Medicare Part A and Part B so they have doctor coverage and hospital coverage. However, if you are interested in additional benefit structure and pricing, check out Medicare Advantage Plans, which is known as Part C to see if it fits for your life situation. Medicare Part C includes Part A and B benefits, but is offered through a private health insurance company instead of the federal government and may offer additional benefits and may have some other varying differences. If you take prescription drugs, it’s smart to look into Part D, which is the prescription drug benefit of Medicare.

What are the benefits of health benefits indemnity insurance?

Indemnity insurance such as a health benefit indemnity (a hospital indemnity often combined with other supplemental insurance services) is not major medical insurance Instead, it provides a cash payment directly to you (or to the provider you identify) when you experience a covered event, like unexpected hospitalization. You can choose how to use your benefit dollars and it helps defray the cost of medical expenses, both the expected like co-pays and deductibles, and the unexpected, like lost wages. Indemnity plans help protect you financially.

Why do I need dental insurance?

Dental insurance is an added benefit that is not covered by your health insurance plan. Cleanings, crowns or root canals are not covered by your health insurance plan. But dental insurance will help ease the cost of these types of medical expenses. However, unless you have employer group health insurance, dental insurance is not available unless you purchase coverage on your own. It’s a good idea to determine what kind of coverage you might need for you and your family.

How do I know if I need telemedicine coverage?

Telemedicine is low-cost access to U.S. board-certified doctors who can treat symptoms and prescribe medications over the phone or through video chat, just like a visit to Urgent Care. Unlike the doctor's office, you get a personal visit from the comfort of your home 24/7, even on holidays! If you have a high deductible or don't have a doctor's office copay option on your health plan, telemedicine is much more affordable than paying out-of-pocket for a doctor's office visit that takes you away from work or home.

Why do I need health insurance?

Health insurance can help protect you financially from the medical bills - like an accident or illness diagnosis you were not expecting. Paying for medical care out of pocket 100% can get extremely expensive. Surgical treatment for a broken arm averages $16,000. But with health insurance coverage, you will be able to manage your expenses. Not only does health insurance help you access providers like hospitals and doctors, it helps cover your expenses. Depending on your plan, you may have to meet a deductible and pay a co-pay amount for doctor’s visits, but insurance can cover a significant portion of your insurance bills. For example, the average ACA bronze level plan deductible is $5,900, but there is no lifetime max (e.g. an amount beyond which, insurance doesn’t have to pay). You can secure lower deductibles with higher level ACA plans (silver, gold, platinum) and with Short term health insurance. Short term life insurance plans do have a lifetime maximum, so if choosing a short term plan, check the amount. Often, for a few extra dollars, you can secure a lifetime maximum of $500,000 or more.

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GENERAL DISCLAIMERS is a commercial site designed for the solicitation of insurance from selected health insurance carriers and, LLC is a licensed insurance agency. It is not a government agency. It is also not an insurer, or a medical provider., LLC is a licensed representative of Medicare Advantage (HMO, PPO, PFFS, and PDP) organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal.

We do not offer every plan available in your area. Currently we represent nine carrier plan organizations nationally. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Alternatively, you may be referred, via a link, to a selected partner website, which is independently owned and operated and may have different privacy and terms of use policies from us.

If you provide your contact information to us, an insurance agent/producer or insurance company may contact you. If you do not speak English, language assistance service, free of charge, is available to you; contact the toll-free number listed above. This site is not maintained by or affiliated with the federal government's Health Insurance Marketplace website or any state government health insurance marketplace.

The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan's nondiscrimination policy, please Learn more about a plan’s nondiscrimination policy here.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.