International and Travel Medical
We have many options to choose from...
Patriot Travel Medical Insurance
$2,000,000 coverage for up to two years for the international traveler.
$50,000 coverage for a maximum of six months for those participating in extreme sports.
For frequent international travelers under the age of 76.
Patriot Exchange Program
For cultural exchange individuals participating in an educational or cultural exchange program abroad.
Coverage for unforeseen circumstances that may lead to cancelation of a trip.
Patriot T.R.I.P. Elite
Coverage for unforeseen circumstances that may lead to cancelation of a trip with additional premium benefits.
Patriot Student T.R.I.P.
Coverage for students under the age of 26 enrolled in a domestic or international school or summer program.
The Global Employer's Option
Designed for employers who need international group medical coverage for their employees.
Patriot Group Travel Medical Insurance
Coverage for groups of five or more who will be traveling together.
Patriot Group Exchange Program
Designed for groups traveling as part of an educational or cultural exchange program.
Student Health Advantage
Designed for international students involved in long-term educational programs.
Global Medical Insurance
Offers full worldwide coverage to a wide variety of international clientele.
Offers emergency medical evacuation coverage for international travelers.
Lots of options...
At HealthInsurance.Com, we offer a myriad of travel and international medical insurance products through a partnership with IMG, one of the world’s leading international insurers. International Medical Group, Inc. (IMG) truly understands the needs of international citizens. For more than a decade, IMG has provided medical insurance to individuals and families who are living or traveling abroad. Whether you need individual coverage for a vacation or long-term international coverage, IMG has a product to meet your needs.
IMG's strength lies in their ability to deliver superior service to their insured members. Their staff includes international claims administrators with a wealth of experience in processing claims from throughout the world; multilingual customer service representatives to assist members; and an on-site medical staff available 24 hours a day, seven days a week for medical emergencies. International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you’re abroad. We provide international insurance resources to ease the stress of an unfamiliar culture or medical system. Below you will find product descriptions of the international plans we offer through IMG:
The two Patriot Adventure plans offer a complete package of international benefits available 24 hours a day. Patriot Adventure International SM provides coverage for U.S. citizens traveling outside the U.S., while Patriot Adventure America SM provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of 30 days up to a maximum of six months in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment.
You also have access to more than 17,000 providers when seeking treatment outside the U.S. using our International Provider Access SM (IPA). You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
The two Patriot Multi-Trip plans offer a complete package of international benefits available 24 hours a day. Patriot Multi-Trip International is a plan for U.S. citizens who take multiple trips annualy outside the U.S. Patriot Multi-Trip America is a plan for non-U.S. citizens who take multiples trips annually outside of their home country, and/or country of citizenship. Both plans offer coverage for you, your spouse and/or children for each trip taken outside your home country, and/or country of citizenship, during a period of 12 month with renewability up ti three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You also have access to more than 17,000 providers through our International Provider Acces SM(IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
Obtaining coverage is as simple as:
Obtaining coverage is as simple as:
The following conditions apply to all persons applying for and/or enrolling in Student Health Advantage:
As part of the eligibility requirements for Global Medical Insurance, U.S. citizens must reside abroad or plan to leave the U.S. on their effective date and plan to reside abroad for at least six of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S.
You also have the option of adding Global Term Life Insurance and Global Daily Indemnity to your Global Medical Insurance coverage. Global Term Life Insurance provides protection for your family at the time of a traumatic loss and is available with no additional underwriting. This coverage is available for a standard annual premium of $240 and includes an Accidental Death and Dismemberment benefit. Global Daily Indemnity pays you $100 for each covered overnight hospital stay other than those related to maternity.
Lifetime medical coverage is available if you are enrolled in the Global Medical Insurance plan by your 65th birthday and maintain continuous coverage to age 75. Prior to your 75th birthday you will receive a summary of benefits of a new plan, Global Senior Plan, and an enrollment form for coverage. There is no additional medical underwriting. You simply need to review the benefits and complete and return the enrollment form with your premium.