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Underwritten by
AXIS Insurance Company
VibraSmile Plan 1
$17.95/month

Overview

Cost breakdown

VibraSmile Dental Insurance

$9.95

AFEUSA Association

$8.00

PEP Benefit
(one time payment)

$15.00

Initial total cost

$32.95

Benefits & Coverage

Maximum Plan Year limit

$500

Periodontics lifetime maximum

$250

Orthodontics lifetime maximum

$250

Oral exams, including prophylaxis

$36

Bitewings, per film

$5

X-ray, panoramic or cephalometric

$36

Sealants/topical fluoride

$11

Space maintainers

$108

Crowns, bridges & dentures

$180

Pre-fabricated crowns

$60

Crown build-up procedures

$48

Fillings

$42

Crowns, bridges & denture repair

$24

Relining or rebasing dentures

$60

Root canals, apicoectomies

$192

Root amputation

$96

Therapeutic pulpotomy, retrograde, fillings, apexification, hemisection

$48

Tissue grafts or bone surgery

$96

Gingivectomy (per quadrant)

$60

Gingivectomy (per tooth)

$24

Periodontal scaling, periodontal splinting, root planning, gingival curettage (per quadrant)

$36

Surgeries Level 1 (example: Removal of exostosis)

$120

Surgeries Level 2 (example: Removal of impacted tooth)

$66

Surgeries Level 3 (example: Simple extraction)

$36

IV, first half hour general, each additional 1/4 hour general

$72

Per course of treatment (Lifetime Maximum)

$250

Types 2, 5, 6, 8: Subject to a 12 month waiting period

Frequently asked questions

Dental Network

The DenteMax® Network
This discount card utilizes the DenteMax® Network. The DenteMax® network is one of the most affordable and easy-to-use discount dental networks in the country. With the DenteMax® network of dentists, members can enjoy saving on most dental procedures with access to a national network of general and specialty dentists. DenteMax® has been proudly delivering a quality dental network for over 29 years.

Network Features

  • Save 20% to 50% on most dental care procedures: check-ups, cleanings, fillings, root canals and more
  • Orthodontics, Teeth Whitening, Cosmetic Dentistry, Oral Surgery and Children’s Specialists discounts
  • High-quality, credentialed dentists.

 

Disclaimer: DenteMax® Network is a discount program providing additional discounted savings when participating providers and facilities are used for medical services. This is not insurance. THE SERVICE DISCOUNTS DESCRIBED ON THIS PAGE ARE NOT INSURANCE AND ARE NOT AFFILIATED WITH AXIS INSURANCE COMPANY.

Limitations & Exclusions

COMMON EXCLUSIONS

In addition to any benefit or coverage specific exclusion, benefits will not be paid for any loss which directly or indirectly, in whole or in part, is caused by or results from any of the following unless coverage is specifically provided for by name in the Description of Benefits section:

SERVICES NOT COVERED: No benefits will be paid for the following:


1. for services and supplies not listed in the Schedule of Benefits or not recognized as essential for the treatment of the condition according to accepted standards of practice or considered experimental.

2. for cosmetic procedures, including but not limited to veneers and bleaching of teeth and procedures performed primarily for cosmetic reasons.

3. for services related to, performed in conjunction with, or resulting from a non-covered procedure.

4. for charges in excess of the Usual and Customary rate.

5. for any treatment program which began prior to the date the Insured Person is covered under the Policy.

6. for crowns, inlays and onlays on teeth that can be restored by direct placement materials.

7. for the replacement of crowns, bridges, dentures, inlays or onlays that can be restored to normal function.

8. for the replacement of crowns, bridges, inlays, onlays or prosthetic appliance within 5 years from the date of last placement.

9. for service or supplies payable under any medical expense portion of an auto or no-fault plan.

10. for any condition paid under any Worker’s Compensation Act or similar law.

11. for services applied without cost by any municipality, county or other political subdivision or for which there would be no charge in the absence or insurance.

12. during any Waiting Period the Company requires. When the Insured Person voluntarily ends this insurance without a qualifying event and re-enrolls at a later date, the waiting Period is 2 years and begins on the date coverage first ended.

13. for services that are applied toward the satisfaction of a Deductible, if any.

14. for services subject to a Waiting Period that were incurred during the Waiting Period.

15. for charges resulting from changing from one provider to another while receiving treatment, or from receiving treatment from more than one provider for one dental procedure to the extent that the total charges billed exceed the amount incurred if one provider had performed all services.

16. for Hospital facility charges for any dental procedure, including but not limited to: emergency room charges, surgical facility charges, Hospital confinement.

17. for drugs or the dispensing of drugs.

18. for oral hygiene instruction; plaque control; acid etch; prescription or take-home fluoride; broken appointments; completion of a claim form; OSHA/Sterilization fees (Occupational Safety & Health Agency); or diagnostic photographs (except for orthodontic purposes).

19. for implants; myofunctional therapy; athletic mouth guards; precision or semi-precision attachments; treatment of fractures, cysts, tumors, or lesions; maxillofacial prosthesis; orthognathic surgery; TMJ dysfunction; cleft palate; or anodontia.

20. for orthodontia, unless included within the Schedule of Benefits.

21. for services to replace teeth that were missing (extracted or congenitally) prior to the effective date of coverage on Our Plan. This limitation ends after 36 months of continuous coverage on the Plan. Abutment teeth will be reviewed for eligibility of prosthetic benefits.

22. for composite, resin, or white fillings on posterior primary teeth. Benefits will be reduced to that of an amalgam or silver filling.

23. for the replacement of a filling within 24 months of placement, unless for specific health reasons.

24. for the replacement of retainers.

25. for sealants not applied to permanent bicuspid or molar; applied at age 15 or older; applied 3 years from a previous sealant application; applied to a decayed tooth.

26. for lab fees for higher metals or porcelain crowns, bridges, inlays, or onlays

 

Disclaimer: Exclusions and limitations vary by state. REFER TO YOUR CERTIFICATE and SCHEDULE OF BENEFITS for terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions.

About the Association

AFEUSA strives to bring the member the most current information on business, technology, and related processes to help the member grow the confidence needed to succeed. Entrepreneurship takes a much different shape today than in the past. In fact, the member may have a business and not even know it.

The member might be selling goods on eBay, repairing old cars and posting ads online, might be a grandmother who babysits kids, or an Uber or Lyft driver. We are always eager to chat with our members. We are here for you! With AFEUSA it’s success by association.

  • ACI Map Differentiators/Legal and Financial Services/Childcare
  • BurnAlong
  • NeedyMeds
  • AmericanTM Hearing Benefits (AHB)
  • Avis® and Budget® Car Rental


Discounts

  • SkyMed
  • SkyMed Travel
  • CARCHEX®
  • TrueCarTM
  • Costco®
  • Benefit Hub
  • Home Chef
  • Long-Term Care Resources
  • Griswold Home Care
  • Gusto
  • Take Charge America®
  • The Credit Clinic
  • EJ Pro Lease
  • First American
  • Eric’sJobs.com
  • Trapp Technology
  • UPS
  • Office Depot® and OfficeMax®

Discounts

Disclaimer: AFEUSA association benefits are not affiliated with AXIS Insurance Company. VibraSmile benefits are not dependent on the use of the association’s providers. AFEUSA membership is available without purchasing this plan. The benefits listed are not insurance and do not provide coverage, they only provide discounts and services. Benefit discounts and services vary by state. Please refer to the AFEUSA Membership brochure for complete details.

Association

  • E6 Agency
  • The Newsletter Pro
  • Genius Network®
  • Big Results Academy
  • GoSmallBiz.com
  • The Messinger Institute
  • SocialCore Marketing
  • Joe Weldon Consultant and


Executive Speech Coach

  • Empowered Couples University
  • InfoArmor®
  • LegalShieldSM
  • IDShieldSM

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