While many people don’t worry too much about the flu, the truth is that it can be a very serious illness, particularly for those over age 65. Seniors are more likely to experience serious complications from the flu, such as pneumonia, which can lead to hospitalization.
As a result, you may want to prioritize getting a flu shot each year to reduce your chances of getting sick. If you use Medicare as your primary insurance, you might wonder, “Does Medicare cover the cost of flu shots?”
This short guide will help you understand how Medicare covers flu shots and how much you might need to pay out of pocket. That way, you’ll know what to expect going into the next flu season.
Is a flu shot covered under Medicare? The good news is that, yes, Medicare will cover your flu shot. Flu shots are considered important preventive care that can help you avoid getting seriously ill. Of course, Medicare doesn’t want you to get extremely sick, so they cover the flu shot each year.
Original Medicare covers an annual flu shot under Medicare Part B, which is medical insurance coverage. You can get one flu shot per flu season. However, can get additional flu shots if it’s shown to be medically necessary.
You can get a flu shot in a variety of places, but in order to ensure maximum coverage, be sure to use a Medicare-enrolled provider. If you have Medicare Advantage, be sure to use a provider within the insurance plan’s network.
Now that you know the answer to “Does Medicare pay for a flu shot?” you might wonder how much you’ll have to pay to get this service. Fortunately, if you have Original Medicare and use a Medicare-enrolled provider, you’ll pay nothing out-of-pocket for your flu shot.
Medicare Advantage plans also cover one flu shot per season in-full. However, you’ll need to make sure you go to a qualified health care provider that’s within your specific plan’s network in order to get the coverage you need.
Because Medicare generally pays for one flu shot per flu season, you might wonder what type of flu shot you should ask for. The good news is that medical providers will automatically give you the approved flu shot for your age group.
Older Americans, such as those on Medicare, will receive a high-dose flu shot. This helps ensure that your immune system creates a strong enough response to protect you from the flu during the season.
The answer to “Does Medicare cover a flu shot” is yes. This shot can protect you from multiple strains of the flu and help you avoid serious health complications. It’s important to get your flu shot as soon as you can because you can catch this illness anytime, and strains vary from year to year.
If you have more questions about how Medicare covers flu shots and preventive care, or you’d like to compare Medicare plans to get the right coverage for your needs, we’re here to help. Contact us today!
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