It’s November and a lot is happening: The Presidential election is here, and the 2021 enrollment periods are taking place. Not to mention, Americans are preparing for the holiday season amidst the Coronavirus pandemic.
We talked about the 2020 election in previous surveys. So for this month, we surveyed over 1,000 adults to get their thoughts on open enrollment, health insurance, and the holidays.
November has two major insurance open enrollment periods happening simultaneously:
Our November healthinsurance.com survey uncovered decisions our participants plan to make during the open enrollment periods.
For example, 50% of our respondents say they won’t change their health insurance plan during the ACA open enrollment period.
Meanwhile, 42% of participants age 65 and older are considering changing their Medicare plans during the Medicare AEP. Yet, in our October Medicare survey, 34% of respondents weren’t sure if they would change their Medicare plans during AEP.
According to our survey results that were also featured in ThinkAdvisor, 83% of respondents are satisfied with their current health insurance plans, while 50% are contemplating changing their plans during open enrollment.
Our Forbes feature article provided some of the most important questions to consider when deciding which plan to choose, including:
Seniors aren’t the only ones thinking about 2021 changes to Medicare, though - their children are too. In fact, nearly three-quarters of adults under 65 we surveyed have encouraged their parents to increase their Medicare coverage during the 2021 Open Enrollment Period.
To help seniors choose the right Medicare plan for their needs, our Newsmax guest column recommends that beneficiaries first analyze their own needs and budget.
The next step is understanding what options are available. For many seniors, this could mean deciding between Medicare Advantage and Medicare Supplement plans, as noted in one of our Newsmax articles we secured in November.
COVID-19 has undoubtedly changed our social behaviors, which may put a damper in many people’s holiday plans. In fact, 5 in 10 participants from our November survey cite COVID-19 as the main reason to not visit friends and family during the holidays.
But despite the pandemic, 6 in 10 of our survey respondents say they’re comfortable attending in-person gatherings with friends and family for holidays like Thanksgiving.
However, this sentiment was different for Black Friday, which is historically known to draw large crowds in stores. So it’s not surprising that 57% of our respondents don’t plan to shop in-person on Black Friday.
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