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Our latest national consumer survey reaching 1,000 registered voters measured feelings about the U.S. healthcare system, the U.S. economy during the coronavirus pandemic, the 2020 Presidential election and telemedicine. The survey comes at a crucial decision-making time of the year when the U.S. Presidential election, health insurance open enrollment period, and the Medicare Annual Enrollment Period are fast approaching for many Americans. The United States Healthcare System When rating the U.S. healthcare system: 36% said fair. 27% said good. 24% said poor. 11% said excellent. 2% were unsure. When asked if our healthcare system has changed for the better or worse due to COVID-19: 45% felt it was unchanged. 33% felt it was worse. 14% said it was better. 8% were unsure. Also of note, 69% said giving more control to patients and doctors is the key to improving the United States healthcare system. Meanwhile, 11% chose giving more control to government officials and bureaucrats. And 20% were not sure how to improve it. Participants were also asked about the quality of U.S. healthcare services since the Affordable Care Act (ACA or “Obamacare”) was enacted: 31% said the quality of healthcare has gone down, while 29% said it’s gone up. Lastly, 84% of our respondents said the cost of all health care services, procedures, and medications should be made available in advance to patients. The 2020 Presidential Election Our survey also honed in on what’s most important to people in the 2020 U.S. Presidential election: healthcare reform, the economy, civil rights, law and order, government corruption, and our response to COVID-19. Here’s how our participants responded: 95% said the U.S. economy is an important issue. 91% said government corruption is an important issue. 88% said our nation’s response to COVID-19 is an important issue. 88% said healthcare reform is an important issue. 86% said civil rights is an important issue. 85% said law and order is an important issue. Health Insurance in the United States Our survey also gauged feelings on an array of health insurance and employment topics, including consumer feelings about health insurance, a proposal to ban private insurance, and COVID-19 impacts on health insurance. When it comes to our respondents’ feelings on their health insurance: 38% rated their health insurance as good. 26% rated their health insurance as excellent. 23% rated their health insurance as fair. 10% rated their health insurance as poor. And when asked what type of health insurance has the best medical care coverage: 40% said employer-sponsored coverage. 21% said Medicare. 19% were unsure. 12% said Medicaid. 9% said Obamacare. Of note, 25% of our respondents have lost or know someone who lost their health insurance during COVID-19. For those who are employed, 38% are reluctant to switch jobs right now because they want to keep their current health insurance. Last but not least, the survey gauged a possible proposal to ban all private health insurance companies and require every American to get their coverage through the federal government. When asked about this concept, 15% of respondents strongly favored the proposal, while 35% were strongly opposed. As for the rest of the group, 19% were somewhat in favor and 18% were somewhat opposed to the proposal. Employment and Working From Home Our national survey also covered what’s important when considering or accepting a new job. In the “very important” category: 78% said salary. 66% said health insurance. 49% said time off. 33% said working from home. Although working from home has the lowest percentage on the “very important” scale, it turned out to be top-of-mind for some respondents. 49% felt that working remotely is better for overall health and well-being, and 40% would take a pay cut to work from home. Pulse Check on COVID-19 Testing Over the course of our survey series, we’ve gathered opinions about Coronavirus testing. Here are the latest findings: 60% were not worried about the cost of Coronavirus treatment - a decrease from the percentage we’ve seen over the past few months. 52% thought frequent COVID-19 testing is the best way to control the spread. 52% thought every child should be tested for COVID-19 on a weekly basis. The Latest on Telemedicine Telemedicine use during the coronavirus pandemic is another topic we’ve kept an eye on. In our latest survey, 79% had not used telemedicine prior to the pandemic, but 43% have used telemedicine during the pandemic. While highlighting several advantages of telemedicine versus visiting a doctor in person, we asked our respondents which telemedicine perk is most appealing to them. 55% said avoiding the waiting room. 47% said convenient scheduling. 47% said the wait times were better. 38% said getting care from home. Full Current Events in the United States Survey Results Click here to download the full results. Our Survey Methodology The above survey results were gathered through a national survey of 1,000 registered voters, which was conducted September 4 - 8, 2020. The survey has margin of sampling error of +/- 3.1 percentage points. See More Healthinsurance.com Surveys August 2020: Multigenerational Perspectives on COVID-19 July 2020: Medicare Eligible Seniors Survey Findings: Technology, COVID-19, the 2020 Election and More June 2020: Healthcare Technology, Self-Care and More May 2020: Testing, Mental Health, and More April 2020: Economic Impacts and Health Insurance Trends March 2020: Telemedicine Usage During COVID-19

Telemedicine usage, financial insecurity, healthcare technology, and a digital detox: These are just some of the topics we covered in our most recent healthinsurance.com COVID-19 survey. But this time, we heard from a multigenerational mix of millennials, Generation X, and Baby Boomers. And the results were pretty eye-opening. Multigenerational Survey Highlights Telemedicine Usage and COVID-19: Now vs. Then Across the three generations, 60% are more comfortable with using telemedicine now than they were six months ago overall. Gen X stood out as the age group that was the most comfortable with using telemedicine. 54% of our multigenerational respondents plan to use telemedicine with the coronavirus pandemic is over. Once again, GenXers were most receptive to this virtual healthcare alternative. 52% have had their doctors encourage a telemedicine appointment versus an in-office visit. COVID-19 and the Digital World Across the three generations, 71% of our respondents have found themselves on the computer or phone more frequently during the pandemic. So it’s no surprise that 39% feel they need a “digital detox” now more than ever. Millennials, especially, felt the need to take a break from scrolling Instagram feeds or sending memes to friends: 51% would take the digital detox. And how about the use of streaming devices, social media platforms, wearables, and online retailers during COVID-19? Here are the popular picks across the three generations: Binge Watching: 27% are watching their favorite shows from their Smart TVs. Social Media: 61% are using Facebook the most. And it’s especially a fan favorite for 75% of our Baby Boomer respondents. Wearable Technology: 47% use wearables to monitor their health. 25% of them are using the Apple Watch to track their fitness activity. Online Shopping: 72% are shopping online more frequently than they did before the pandemic. (Our guess is Amazon, Instacart, and maybe a little UberEats). Coronavirus Vaccine, Masks and More Across the three generations, 87% are comfortable having their temperatures checked before entering an establishment. 69% will get a COVID-19 vaccine once it becomes available. 41% feel that masks are the most effective way to prevent the spread of coronavirus. The State of Healthcare, Economy and Finances During COVID-19 Across the three generations, 82% feel the U.S. healthcare system is broken, and 35% feel it will take 2 years for our economy to recover from COVID-19. 77% have made efforts to support small businesses during COVID-19, while 53% feel that small businesses will recover after the pandemic. 51% have experienced financial insecurity due to COVID-19, which could be why 43% have put off medical care due to cost concerns. Full Multigenerational Survey Results Click here to download the complete multigenerational survey results broken down by generation. Multigenerational Survey Methodology The above multigenerational survey results were gathered through an online poll of 1,595 Americans aged 24-74. The poll was conducted August 6-7, 2020, gleaning representative samples from each state based on population. Samples were weighted for even sample results for Millennials (ages 24-39), Gen X (ages 40-55) and Baby Boomers (ages 56-74). Percentages have been rounded to the nearest full percentage point. Explore More Healthinsurance.com Survey Findings July 2020: Medicare Eligible Seniors Survey Findings: Technology, COVID-19, the 2020 Election and More June 2020: Healthcare Technology, Self-Care and More May 2020: Testing, Mental Health, and More April 2020: Economic Impacts and Health Insurance Trends March 2020: Telemedicine Usage During COVID-19

Our previous healthinsurance.com surveys have paid close attention to how COVID-19 is impacting our economy, mental health, telemedicine usage, self-care and more. But our most recent survey focuses on an important group: Seniors. In our Medicare Eligible Seniors survey, more than 1,000 Americans ages 64 and up weighed in on life during the Coronavirus pandemic, their use of technology, their Medicare plans, their feelings toward the 2020 election, and more. Medicare Eligible Seniors Survey Results One important takeaway from this survey is that seniors are embracing technology in new ways during the coronavirus pandemic. More than half of the respondents agreed that they have been using technology more during the pandemic. Seniors are using technology for the following: Healthcare: they are receiving virtual care through telemedicine, ordering prescriptions online and monitoring their health through wearables. Information: they are using social media to stay informed on relevant news. Communication: they are staying in touch with family and friends via texting, phone calls, video chat, and social media. Entertainment: they are binge watching their favorite shows on smart TVs and streaming devices. Technology Use Among Seniors in 2020 89% have a smartphone 83% use Facebook the most 75% have a smart TV or streaming device 73% use social media 68% have an iPad or other type of tablet 66% still have cable TV 61% feel they have embraced technology more during the COVID-19 pandemic 54% video chat with their kids and grandkids 50% have video chatted more since the start of COVID-19 47% binge watch shows 43% would wear a device that helped maintain appropriate social distance during the COVID-19 pandemic and alert others if they are too close 42% prefer talking on a cell phone as their method of communication 32% video chat with their friends 30% use social media to staying in touch with friends 29% prefer texting as their method of communication 28% monitor their health using a wearable (Apple Watch, Fitbit, etc.) 22% use social media to stay in touch with family 21% use social media for news 11% started using a smartphone or tablet during the pandemic Life During COVID-19 64% have only left the house to go food shopping or to the pharmacy during COVID-19 62% have you seen their kids or grandkids in person since mid-March 54% have put off a dentist appointment because of COVID-19 27% have left their house whenever they wanted during COVID-19 2020 Medicare Usage and Preferences 97% say their doctor accepts Medicare 84% are not looking to switch doctors because they don’t accept medicare 69% with a Medicare Advantage plan are happy with it 51% think the age to be eligible for Medicare should be lowered to 60 39% look for a Medicare a plan that accepts their doctor 37% think seniors who have a Medicare Advantage plan and who contract COVID-19 are getting better care 26% look for a Medicare plan with low monthly premiums and copays 26% intend to switch from an Original Medicare to a Medicare Advantage plan in the next enrollment period 22% look for a medicare plan that has extra benefits (ie. dental, vision, hearing, fitness programs) 22% intend to change their prescription drug plan in the next enrollment period 20% plan to adjust their Medicare plan during the next annual enrollment period (Oct. 15 - Dec. 7) 12% used the special enrollment period to enroll in Medicare during COVID-19 Prescription Drugs 89% think prescription drug prices are too high 36% spend more than $50 a month on prescription drugs 34% order prescriptions from an online pharmacy Medical Costs 66% are worried about out-of-pocket costs 62% are you worried about receiving an unexpected medical bill 50% have money set aside for their children or family to use for their health needs 36% have put off seeing a doctor because of cost 35% are worried about contracting COVD-19 because they may be hit with a surprise bill Telemedicine Usage 68% of those who haven’t used telemedicine during COVID-19 say its because they haven’t needed to 58% have used telemedicine just once during COVID-19 44% have used telemedicine during COVID-19 43% intend on using telemedicine once COVID-19 passes 30% have used telemedicine once a month during COVID-19 10% used telemedicine before COVID-19 The 2020 Presidential Election 92% say lowering drug prices is an important topic in the upcoming election 84% haven’t seen the country more divided in their lifetime than it is now 68% say the economy and healthcare are the two most important issues to them in the 2020 election 58% will vote via mail-in ballot in November 42% will vote in person in November Methodology The above results were gathered through an online poll of more than 1,000 Medicare eligible Americans ages 64+. The poll was conducted from July 20, 2020 to July 21, 2020, gleaning representative samples from each state based on population. Explore More Healthinsurance.com Survey Findings June 2020: Healthcare Technology, Self-Care and More May 2020: Testing, Mental Health, and More April 2020: Economic Impacts and Health Insurance Trends March 2020: Telemedicine Usage During COVID-19

With headlines buzzing about healthcare, politics and the recent spike in COVID-19 cases, our latest healthinsurance.com survey reached people nationwide at a very crucial time. More than 1,100 respondents answered questions about the following topics: The 2020 Election and Healthcare General Medical Costs COVID-19 Testing and Costs COVID-19 Prevention and Protection COVID-19 and the Social Scene COVID-19 and the Workplace COVID-19 and Telemedicine (Virtual Care) COVID-19 and Insurance Coverage The 2020 Election, ACA and Healthcare Top Takeaway 60% of respondents are willing to risk their health to vote in person in November. And our respondents shared an even split of what topic is most important in this year’s election: 50% said healthcare and 50% said the economy. Complete Breakdown 88% think the Affordable Care Act (ACA or Obamacare) is still in effect today. 66% feel less confident in the quality of U.S. healthcare thanks to COVID-19. 62% understand what it means to those with ACA plans if the Supreme Court strikes it down. 37% feel that health insurance should not be a political issue. 32% think the ACA should be struck down by the Supreme Court. Taking the Pulse of Medical Costs Top Takeaway 56% of respondents have avoided medical treatment due to cost. Complete Breakdown 93% think medical costs in the U.S. are too high. 93% think prices for medical procedures should be transparent like food pricing in the grocery store. 92% think prescription drug prices in the U.S. are too high. 64% think they pay too much for health insurance. COVID-19 Testing and Costs Top Takeaway 32% of respondents have had a hard time or know someone who has had a hard time getting tested for COVID-19. Complete Breakdown 63% worry about the cost of COVID-19 treatment. 41% have tested positive for COVID-19 or know someone who has. COVID-19 Prevention and Protection Top Takeaway 74% of respondents think the U.S. needs another “pause” to contain the current spike in coronavirus cases. Complete Breakdown 89% are still taking precautions to prevent the spread of COVID-19. 88% would comply if the U.S. has to shut down again to control the spread of COVID-19. 85% feel that masks help prevent the spread of COVID-19. 77% feel everyone should be required to wear a mask. 73% feel there should be a fine for not wearing a mask. COVID-19 and the Social Scene Top Takeaway 62% of respondents say they have witnessed guidelines not being followed while out in public places. Complete Breakdown 60% have been to a retail store or mall. 40% have been to a restaurant or bar. 37% have been to a beauty salon or barber shop. 14% have returned to their gyms. In terms of socializing with family, 52% have not seen their parents or grandparents since the pandemic began. Still, 66% would not travel via plane or train to see family and friends. COVID-19 and the Workplace Top Takeaway If given the options, 81% would work from home after the pandemic passes while 43% would take a pay cut to continue to work from home. Complete Breakdown 84% would express their concerns if their employer asked them to come back to work, but they weren’t ready to do so. 67% would not travel for work via plane or train if asked to do so. 53% are not comfortable with returning to their workplaces. 47% are having a hard time unplugging from their jobs, despite working from home. COVID-19 and Virtual Care Top Takeaway 43% of respondents have used telemedicine during COVID-19 - a notable increase from the 20% who used telemedicine before the pandemic struck. Complete Breakdown 70% feel that telemedicine and in-person appointments should be priced differently. 69% are hesitant about telemedicine with the concern that the care is not as good as an in-person visit. 60% would use telemedicine again after using it during the coronavirus pandemic. 56% say their doctors are offering virtual visits, and 35% have received correspondence about telemedicine from their health insurance companies. Our furry friends were also a topic of healthcare conversation: 20% have put off vet appointments due to COVID-19, but 49% would use televet appointments for their pets. 37% plan to stop allowing people to pet their dogs due to COVID-19 fears, and 17% worry that their pet could contract COVID-19. COVID-19 and Insurance Coverage Top Takeaway 54% of respondents say they don’t know what their health insurance options are if they lost their coverage. Complete Breakdown 56% currently have a life insurance policy and 30% have thought about purchasing one due to COVID-19. 49% are hesitant to switch jobs because they want to keep their employer-sponsored health benefits. 20% have lost their health insurance or know someone who has lost their health insurance coverage during COVID-19. Our Methodology The above results were gathered through an online poll of more than 1,100 Americans between the ages of 18-64. The poll was conducted from July 3, 2020 to July 6, 2020, gleaning representative samples from each state based on population. Explore More Coronavirus Trends and Surveys June 2020: Healthcare Technology, Self Care and More May 2020: Testing, Mental Health, and More April 2020: Economic Impacts and Health Insurance Trends March 2020: Telemedicine Usage During COVID-19

Coronavirus cases may be going down in certain parts of the U.S., with several cities allowing Americans to return back to work, head out to restaurants, and engage in somewhat “normal” activities. But the pandemic is still very much on the minds of many Americans, according to our most recent healthinsurance.com pulse survey. More than 1,000 Americans of all ages and demographics weighed in on the current state of healthcare technology, the economic landscape, health matters and a few random topics. Here’s a breakdown. Healthcare Technology in the Era of COVID-19 If there’s one COVID-19 silver lining, it’s new or enhanced - medical technology, including the rise of telemedicine, automated chatbots who give coronavirus updates, talking with a family member (sick or healthy) via Zoom, robots that clean hospital rooms, and so much more. To that end, the 3 survey findings stood out to us: 77% would consider wearing a device that could catch early signs of COVID-19 and/or monitor patients who have coronavirus. 54% have received COVID-19 updates and information via automated technology like text updates from their cities/counties or using a coronavirus self-checker chatbot on the CDC website. 27% have communicated with a family member in a hospital or nursing home via Zoom, FaceTime or telerobots. Self-Care and Staying Home During COVID-19 One of the most interesting things we learned is that people don’t feel guilty about taking time off despite working from home - which, to us, is a breath of fresh air. Taking the time to unplug from work could improve moods and mindsets now more than ever. After all, our survey found that the overall moods of our respondents is negative: A combined 78% feel angry, frustrated, sad or depressed, which could be a direct tie to the coronavirus pandemic mixed with economic stress and nationwide protests. Aside from that, this category yielded some other compelling results. 88% are still practicing social distancing. 41% feel like they need some time off from work. 40% still plan to take their vacation time this summer, despite working from home. 31% say their self care has improved since working from home. 25% do not talk to anyone about their mental health. COVID-19 Testing and Vaccines As a general observation, protection from COVID-19 and the promise of a vaccine understandably remain top-of-mind for our survey respondents. 69% plan to wear a mask until there is a COVID-19 vaccine. 61% think children should continue with remote learning until there is a vaccine. 41% intend on being tested for COVID-19 antibodies. COVID-19 and the Economic Landscape Though it's an unfortunate national trend, it's no surprise: Americans continue to take an economic hit from COVID-19. 60% still don’t know their health insurance options if they were to lose their jobs during the pandemic. 60% don’t have enough money saved to cover medical bills if they contracted COVID-19. 41% are struggling to pay their monthly bills. Other Findings Have you lost your health insurance during the COVID-19 pandemic? Yes: 11% No: 89% Do you think health insurance is: A privilege: 32% A right: 68% Do you think the age to be eligible for Medicare should be lowered to 60? Yes: 59% No: 16% Unsure: 25% Has COVID-19 changed the way you use healthcare? Yes: 48% No: 52% Do you use a wearable to monitor your health (Fitbit, Apple Watch, etc.)? Yes: 41% No: 59% Should daily use of monitoring through wearable devices result in lower insurance premiums (similar to how drive safe apps work)? Yes: 63% No: 37% If you have a chronic condition during COVID-19, did your doctor give you any wearables or remote monitoring devices to help manage your condition and keep you out of the doctor's office? Yes: 16% No: 84% Have you had a COVID-19 antibody test? Yes: 11% No: 89% Do you think everyone should have to be tested for COVID-19 before going back to work? Yes: 66% No: 34% Will you stop worrying about contracting COVID-19 once there is a vaccine? Yes: 58% No: 42% Are you still practicing social distancing? Yes: 88% No: 12% Do you think there will be a second wave of COVID-19 in the U.S.? Yes: 84% No: 16% Have you paid more attention to your health since the pandemic began? Yes: 72% No: 28% Has your diet improved since the pandemic began? Yes: 27% No: 22% Stayed The Same: 51% Have you been exercising more or less since the pandemic began? More: 27% Less: 27% Stayed The Same: 46% Has your employer changed their vacation policy? Yes: 13% No: 46% N/A: 41% Do you feel guilty about asking your boss for time off work this summer even though you've been working from home? Yes: 14% No: 34% I haven't needed time off: 52% Are you still planning on taking your vacation time? Yes: 40% No: 23% N/A: 38% Have you had to cancel a vacation? Yes: 52% No: 48% If you have canceled a vacation, are you rescheduling? Yes 34% No 66% Methodology The above results were gathered through an online poll of more than 1,000 Americans between the ages of 18-64. The poll was conducted from June 8, 2020 to June 10, 2020, gleaning representative samples from each state based on population. Explore More Coronavirus Survey Findings May 2020: Testing, Mental Health, and More April 2020: Economic Impacts and Health Insurance Trends March 2020: Telemedicine Usage During COVID-19

We’ve launched a series of surveys to capture the feelings, reactions and concerns of Americans during the coronavirus pandemic. The surveys have covered everything from economic impacts and healthcare, to health insurance options and telemedicine usage. But our most recent survey was the most comprehensive one yet, gathering COVID-19 insights from 1,100 respondents of all ages. Topics included: Testing and vaccines Social distancing and mental health The senior (ages 65+) population Healthcare and health insurance Economic Impacts Coronavirus Survey Findings COVID-19 Testing and Vaccines 92% of respondents think a COVID-19 vaccine should be free for everyone. 78% would get a COVID-19 vaccine. 74% would use a mail-in COVID-19 testing kit. 64% feel a COVID-19 vaccine should be required. 45% think there is a cure for COVID-19. 46% know someone who has tested positive for COVID-19. 25% know someone who has died due to complications from COVID-19. 15% have tried to get tested for COVID-19 but couldn’t. COVID-19, Social Distancing and Mental Health 76% of respondents claim that their alcohol consumption has not increased during the pandemic. 66% feel they are handling social distancing better than their parents. 65% report no change in their relationship with a spouse or partner. 42% participate in virtual happy hours with friends, family and coworkers. 41% say that their overall mood hasn’t changed during the pandemic. 37% feel more stressed working from home during social distancing orders. 24% would consider purchasing a telemedicine plan just for virtual visits with a therapist. 21% are struggling to work full time while caring for their children. 10% have begun speaking with a therapist during the pandemic. COVID-19 and the Senior Population 39% of respondents say their children are video chatting with their grandparents now more than ever. 33% think seniors with a Medicare Advantage plan who contract COVID-19 are getting better healthcare. 23% have a senior relative living in a nursing home and are considering bringing them into their homes. 23% of respondents said they know someone on Medicare who has tried telemedicine. COVID-19 and Healthcare 56% of respondents feel those who have insurance receive better care than those without insurance after testing positive for COVID-19. 40% feel that the government should be responsible for ensuring people have health insurance during a health pandemic. 40% have avoided going to a hospital for a health problem other than COVID-19 due to fear of contracting the illness. 31% have used telemedicine during the pandemic. 30% have had to physically go to a doctor’s office during the pandemic. 17% have put off an elective surgery. COVID-19 and Economic Impacts 68% of respondents do not know their health insurance options if they were to lose coverage. 46% think “Medicare for All” would be the best health insurance option for those who are uninsured. 22% know someone who has lost his or her health insurance during the pandemic. 8% have lost their health insurance during the pandemic. Methodology These survey results were gathered through an online poll of more than 1,000 Americans between the ages of 18-64. The poll was conducted from May 5, 2020 to May 7, 2020, gleaning representative samples from each state based on population. View More Coronavirus Survey Results April 2020: Economic Impacts and Health Insurance Trends March 2020: Telemedicine Usage During COVID-19

Coronavirus Cases: 23,035,942 Coronavirus Deaths: 800,908 Coronavirus Mortality Rate: undetermined Recovered: 15,643,835 Countries with cases: 213 U.S. Unemployment Rate Reaches Historic High of 14.7% as 20.5 Million Jobs are Lost During COVID-19 05/08/20 - 01:56 PM EST The U.S. Bureau of Labor Statistics reported that 20.5 million jobs have been lost in the month of April, increasing the unemployment rate to 14.7% - the highest rate since the Great Depression. The massive decline in employment reflects the devastating impacts from the Coronavirus pandemic. The report indicated that job losses were especially seen in leisure and hospitality industries. April unemployment data: Leisure and hospitality jobs declined by 7.7 million, or 47%. Education and health service jobs decreased by 2.5 million. Professional and business service jobs declined by 2.1 million. Retail trade jobs fell by 2.1 million. Manufacturing jobs declined by 1.3 million. Government jobs fell by 980,000. Construction jobs declined by 975,000. Click here to read the full unemployment report from the U.S. Bureau of Labor Statistics. Source: U.S. Bureau of Labor Statistics Lowe’s Donates $1M in Flowers to Senior Homes for Mother’s Day 05/08/20 - 01:14 PM EST Lowe’s is donating $1 million worth of flowers to nursing homes nationwide to celebrate Mother’s Day as the coronavirus pandemic continues to keep families apart. Uber will team up with Lowe’s to help deliver the flowers to 500 senior living facilities in the U.S. Lowe’s will also purchase the flowers from local small businesses as a way to support the businesses that have been impacted by COVID-19. Lowe’s Chief Marketing Officer Marisa Thalberg said: “Mother's Day is a special time of celebration between mothers, grandmothers and their children. Our hearts go out to the millions of families nationwide who won't be able to be with their loved ones this year.” Source: Fox News Ohio CEO Gives His $1.6 Million Stock Market Earnings to Employees 05/07/20 - 02:34 PM EST The Connor Group founder and CEO Larry Connor recently made $1.6 million in stock market gains in the matter of days. But he decided to split his earnings up among his hardworking employees during the COVID-19 crisis. Based in Dayton, Ohio, the Connor Group successfully owns and operates luxury apartment communities across 14 markets. Connor said it didn’t feel right to keep the earnings to himself, so he decided to help the employees that “have really moved into action” during the pandemic. He made the surprising announcement to his 400 employees during a recent video conference call. Watch: Source: Fox News Millions of Italians Return to Work as the Country Eases Coronavirus Lockdown 05/06/20 - 01:10 PM EST On May 4, Italy started phase two of easing its Coronavirus lockdown, allowing more than four million residents to return back to work. Here are some ways Italy has eased its lockdown restrictions: Italians are allowed to travel within their own regions and visit their families locally. Restaurants, bakeries and cafes are now open for takeout. And they’re expected to open for dine-in service on June 1. Parks and public gardens have reopened for the first time in eight weeks. Factories and construction sites are open. Italy’s Prime Minister Giueseppe Conte hopes easing these restrictions will help boost the country’s economy and start “a new page” in its history. Although Coronavirus restrictions are being relaxed, the government is still enforcing safety measures like wearing masks and placing restrictions on public travel. Watch: View this post on Instagram A post shared by Vincenzo Girasoli (@idressitalian) on May 4, 2020 at 12:30pm PDT Source: NBC News Texas Man Uses Stimulus Check to Provide Meals to Neighbors 05/06/20 - 10:35 AM EST Texas resident Rob Kearney received a stimulus check. But instead of stashing the funds away into his savings account, he’s using the money to help feed neighbors who are financially struggling - especially due to the Coronavirus pandemic. Kearney purchased hamburgers, hot dogs, and beverages and provided them to anyone who needed it, feeding a total of 160 people in his community. Kearney said: “I bought as much as I could buy with that check. Right now is how we define ourselves as a country and people, just because we're poor doesn't mean we don't have stress. We're just like everybody else and we can help our neighbors. Don't fear each other, care for each other.” Source: WTSP Benefytt Technologies Delivers Meals to 60 Healthcare Workers at St. Joseph’s Hospital 05/05/20 - 01:49 PM EST On April 23, our parent company, Benefytt Technologies, Inc. delivered meals from local restaurant, World of Beer, to help feed frontline healthcare workers at St. Joseph’s Hospital. Benefytt joined the local Feed the Frontlines by teaming up with Feeding Tampa Bay to feed local healthcare workers and support local small businesses during the COVID-19 pandemic. Watch: Benefytt’s meal delivery to St. Joseph’s was covered by several local news outlets, including ABC Action News and WFLA. Benefytt’s ultimate goal is to provide 4,000 meals to healthcare workers within the community. To learn more or contribute to the Feed the Frontlines movement, visit Benefytt.com. Source: Benefytt Technologies, Inc. Vermont Sees Zero Reported Coronavirus Cases for the First Time in One Month 05/01/20 - 02:35 PM EST On April 29, Vermont health officials reported no new Coronavirus cases from the day before - something that the state hasn’t seen in over one month. Vermont has been seeing a decrease in new coronavirus cases and related deaths for the past few weeks. The state also has the third-lowest number of confirmed coronavirus cases in the U.S. Vermont Governor, Phil Scott, said the recent reports are positive news. But he cautioned, “one day doesn’t create a trend. We have to continue to look at the trend lines to see where we’re going.” Source: Fox News 101 Year-Old New York Woman Survives Cancer, the Spanish Flu Pandemic and Coronavirus Disease 04/30/20 - 01:30 PM EST Angelina Friedman has a story that’s worth celebrating. At 101 years old, she has lived through the Spanish flu pandemic, beat cancer, and more recently recovered from coronavirus disease. Friedman currently lives in a nursing home in New York, which is the epicenter of the coronavirus pandemic. In March, Friedman was diagnosed with COVID-19 when she visited a hospital for an unrelated procedure. Doctors kept her at the hospital for one week before returning to the nursing home, where she was isolated. Against all odds, Friedman tested negative for coronavirus weeks later. The CDC has shared that older adults, especially those with underlying medical conditions, are at higher risk of death by coronavirus. Source: Fox News Epidemiologists Suggest that U.S. Coronavirus Deaths Are Far Higher Than Reported 04/29/20 - 12:20 PM EST The current number of reported COVID-19 deaths in the U.S. is over 60,000. But many experts are convinced that the death toll is far higher. Daniel Weinberger, an epidemiologist from the Yale School of Public Health concluded that the reported number of coronavirus related deaths is underestimated by tens of thousands and that the actual number is likely “in the ballpark of double the reported cases.” Experts are also looking at data from the Centers for Disease Control and Prevention to support this conclusion. A CDC analysis of the H1N1 swine flu outbreak that affected the U.S. in 2009 and 2010 found that the actual death toll was likely 15 times higher than the originally reported death count. Source: ABC News Robotic Therapy Dogs Help Isolated Senior Citizens in Florida 04/29/20 - 10:20 AM EST The Florida Department of Elder Affairs is delivering therapeutic robotic dogs to keep visit senior citizens living with Alzheimer’s Disease and other types of Dementia. Since April 28, nearly 400 robotic therapeutic pets have been delivered to brighten seniors’ spirits. The goal of the effort is to help combat the impacts of social distancing related depression among seniors and older adults. Richard Prudom, Secretary of Florida Department of Elder Affairs said: “Robotic cats and dogs are usually given to people with ADRD, but data has shown that using pets to decrease social isolation for older adults is a highly successful tactic.” Source: Fox News New Zealand Prime Minister Announces Elimination of Coronavirus in the Country 04/28/20 - 02:10 PM EST On April 27, authorities in New Zealand indicated that confirmed COVID-19 cases in the country are now in the single digits. New Zealand attributes its success in slowing the spread of the Coronavirus to its strict “level four” lockdown, its high testing rates and tightened border restrictions. New Zealand businesses also began to partially open but are required to maintain physical distancing of at least two meters, among other restrictions. New Zealand’s prime minister, Jacinda Arden, noted that the country will remain alert and maintain certain restrictions even though COVID-19 cases have drastically decreased. Source: CNN U.S. Coronavirus Cases Surpass 1 Million as Some States Relax Social Distancing Restrictions 04/27/20 - 11:45 AM EST For the past month, the United States has had the highest number of reported Coronavirus in the world. The number of confirmed cases has now exceeded one million, with 1,000,888 confirmed cases and 56,323 COVID-19 deaths. New York continues to be the state most affected by the Coronavirus pandemic with nearly 300,000 cases, followed by New Jersey and Massachusetts. Although the number of COVID-19 cases continues to rise in the U.S., some states are starting to relax their social distancing restrictions: - Florida: Reopening beaches in certain areas including Cocoa Beach, Satellite beach, and beaches in the Jacksonville, Sarasota, Bay, and Gulf counties. - Georgia: Allowing businesses like gyms, hair salons, bowling alleys, restaurants and more to reopen. - Texas: Allowing retail stores to sell products via curbside pickup or delivery. - Alaska: Personal services like hair salons and restaurants can reopen. Restaurants have to keep social distancing between the tables and can’t exceed 25% capacity. - Oklahoma: Restaurants, movie theaters, sporting venues and gyms are allowed to open while maintaining strict social distancing protocols. Source: Worldometer Florida Gulf Coast University Student Makes 3D Printed Coronavirus Face Shields for Frontline Workers 04/23/20 - 01:45 PM EST Scott Presbrey, a bioengineering student from Florida Gulf Coast University, is making personal protective equipment (PPE) for health care workers amid the Coronavirus pandemic. He is helping with the shortage of PPE by making 3D printed face shields. Presbrey has already donated 350 shields and intends to produce up to 150 a day. “I’m fulfilling what’s become a passion of mine. I want to design and manufacture medical devices and this is part of the process. It’s very fulfilling.” To learn more, visit 3D Deluxe. Source: Wink News Best Company Develops Comprehensive Health Insurance Resource for COVID-19 04/23/20 - 11:12 AM EST Best Company, a company that connects consumers to businesses, developed a comprehensive list of health insurance resources that includes insurance information specific to the Coronavirus. Some of the resources include: Information and support for getting health insurance Information on state and federal efforts for testing and treatment access Telemedicine for Coronavirus COVID-19 updates from the CDC Access the resource by visiting Best Company. Source: Best Company Experimental Coronavirus Drug Found to Produce Rapid Recovery in Patients 04/22/20 - 12:30 PM EST Many Coronavirus patients were discharged in less than a week after being treated with a drug developed by biotechnology company, Gilead Sciences. The experimental drug, Remdesivir, was tested on 125 COVID-19 patients, who started showing rapid recoveries in fever and respiratory symptoms. Clinical trials are being conducted to make sure the drug is safe and effective. Source: Stat News John Krasinski Throws Virtual Prom for Class of 2020 with Billie Eilish, the Jonas Brothers and Chance the Rapper 04/21/20 - 02:17 PM EST The Office star John Krasinski hosted a virtual prom on his YouTube channel “Some Good News” for students who couldn’t go to prom because of the Coronavirus pandemic. During the virtual prom, class of 2020 seniors saw an appearance from actor Rainn Wilson, who played Dwight on The Office. They also enjoyed music by Billie Eilish, who performed her song “Bad Guy,” The Jonas Brothers, who performed their song “Sucker”, and Chance the Rapper, who danced along to his song “All We Got”. Seniors shared photos and videos all over social media in their prom dresses and tuxedos, dancing and enjoying the virtual prom. Watch: Source: Some Good News Moderna Receives $483 Million in Funding for Development of Novel Coronavirus Vaccine 04/20/20 - 03:07 PM EST On April 16, Biotechnology company Moderna, Inc. announced an agreement with the Biomedical Advanced Research and Development Authority (BARDA) to expedite the development of mRNA-1273, a vaccine against the novel Coronavirus. BARDA will provide up to $482 million to fund the advancement of mRNA-1273. The federal funding award will help the company scale up its manufacturing process, enable large-scale productions, conduct testings and get one step further to developing a COVID-19 vaccine. The first batch of the mRNA-1273 vaccine was completed and sent for testing in February, with the first dose administered to a COVID-19 patient on March 16. Source: Moderna The Himalayas are Visible for the First Time in 30 Years as Pollution Levels Drop 04/17/20 - 02:37 PM EST For the past 30 years, the Himalayan mountains have been covered by air pollution and smog. But they can now be seen from more than 100 miles away due to a drastic decrease in air pollution levels caused by Coronavirus lockdowns in India. Residents from the city of Jalandhar in Punjab are especially enjoying the beautiful views and sharing amazing photos of the Himalayas on social media. Source: CNN Coronavirus Cases Worldwide Have Now Exceeded 2 Million 04/16/20 - 02:22 PM EST The number of Coronavirus cases globally has now surpassed two million, with 2,115,624 reported cases and 141,195 COVID-19 deaths. The United States continues to have the highest number of confirmed Coronavirus cases and deaths. Here’s the latest breakdown of the top 10 impacted countries worldwide: 1. United States: 650,833 cases; 32,707 deaths. 2. Spain: 182,816 cases; 19,130 deaths. 3. Italy: 165,155 cases; 21,645 deaths. 4. France: 147,863 cases; 17,167 deaths. 5. Germany: 135,633 cases; 3,856 deaths. 6. United Kingdom: 103,093 cases; 13,729 deaths. 7. China: 82,341 cases; 3,342 deaths. 8. Iran: 77,995 deaths; 4,869 deaths. 9. Turkey: 69,392 cases; 1,518 deaths. 10. Belgium: 34,809 cases; 4,857 deaths. Data as of April 16, 2020. Source: Worldometer Andrea Bocelli Performs Heartwarming “Music for Hope” Live-Streamed Concert in Milan, Italy 04/16/20 - 11:14 AM EST Global music star Andrea Bocelli recently delivered a moving solo performance, live from Live from Duomo di Milano in Italy. The concert named “Music for Hope” was live-streamed exclusively on YouTube with a clear message of healing and hope during these uncertain times. Watch: Source: YouTube Poll Findings: U.S. Small Businesses Anticipate a Recession Over the Next Year 04/15/20 - 03:48 PM EST A recent poll conducted by the National Small Business Association revealed that an overwhelming number of small business owners across the U.S. are concerned about the overall impact of COVID-19. Small businesses make up 99.9% of American businesses that have had to shut down. They also share a negative economic outlook that we haven’t seen since the Great Recession in 2008. According to the poll, more than 50% of small business owners anticipate a recession in the next 12 months - a stark comparison of just 14% who anticipated a recession when polled in January 2020. To help alleviate the economic collapse, the U.S. Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which provides economic assistance to American small businesses affected by the pandemic. Small business owners who are in need of support should visit the U.S. Small Business Administration website. Source: National Small Business Association Tampa Balloon Business Delivers Happiness During Coronavirus Pandemic 04/14/20 - 03:00 PM EST Balloonies, a balloon delivery small business in Tampa, is delivering balloon bouquets to residents across the Tampa Bay Area to help spread positivity amid the Coronavirus pandemic. The owners, Lisa and Charlie Williams, chose to remain open so that people can express love to each other during these tough times. They operate from their home and deliver the balloon bouquets while following social distancing guidelines. Watch: Source: ABC Action News Survey Findings: Some Americans Don’t Have Enough Money Saved to Cover Coronavirus Treatment Costs 04/10/20 - 07:30 AM EST Healthinsurance.com recently conducted a survey to get insights from more than 1,000 respondents about COVID-19 and its economic impact on their personal lives. Respondents were asked about their employment status, health insurance coverage, medical cost concerns and potential use of telemedicine. Some interesting findings: 46% of them would think twice about seeking medical care to treat Coronavirus because of its potential cost. 24% of respondents have lost their jobs due to the Coronavirus pandemic. 23% of respondents won’t be able to pay all of their bills this month. 10% of respondents currently do not have any kind of health insurance coverage. And perhaps one of the most striking outcomes of the survey is that more than half of the respondents admitted to not having enough savings to cover COVID-19 treatment costs. This finding is supported by a study that AccessOne conducted in 2019. The study revealed that a large percentage of Americans often pay for medical bills with a credit card, borrow money from friends to pay medical bills, or are sent to collections because of high medical expenses. HealthInsurance.com VP, Jan Dubauskas appeared on NewsMax and talked about some of the findings in the survey. View our full survey results here. Source: HealthInsurance.com Insurance Companies Cover Certain Coronavirus Disease Treatment Costs 04/09/20 - 09:29 AM EST Cigna and Humana are waiving all Coronavirus treatment costs for: Individual and family customers Customers enrolled in employer-sponsored plans Customers qualified for Medicaid Medicare Advantage customers Some of the costs being waived include hospitalizations, ambulance transfers, medications and even coronavirus vaccines, when available. Both Cigna and Humana promised to cover member’s COVID-19 costs, regardless of if the services are conducted in- or out-of-network. From David Cordani, Cigna’s President and CEO: “Our customers with COVID-19 should focus on fighting this virus and preventing its spread. While our customers focus on regaining their health, we have their backs.” From Bruce Broussard, Humana’s President and CEO: “We’re taking significant action to help ease the burden on seniors and others who are struggling right now. No American should be concerned about the cost of care when being treated for coronavirus.” Meanwhile, Aetna is waiving costs for testing, telemedicine visits and hospital admissions related to novel coronavirus. Source: CNBC 7-Year-Old Maryland Boy Uses $600 of his Own Savings to Make Coronavirus Care Packages 04/08/20 - 12:29 PM EST Cavanaugh Bell, a 7-year-old resident from Gaithersburg, Maryland, took money from his own savings account to spread joy to senior citizens and students in need during the coronavirus pandemic. Bell used $600 saved from birthdays and holidays to make 65 care packages and purchase 31 hot meals from Buca Di Beppo, a local restaurant that’s been affected by the COVID-19 outbreak. Bell started getting involved in philanthropic activities when he was age five. He gave a TEDX Youth Talk at Lincoln School, New Jersey, where he stated that he’s a kid on a mission to change the world. Encouraged by his mom, Bell started a non-profit, Cool and Dope, that looks to eradicate all bullying and youth suicide through social actions. Source: Fox News The Top 10 States Most Impacted by Coronavirus and How They’re Combating the Spread 04/07/20 - 12:12 PM EST The United States has the most reported COVID-19 cases in the world, with 380,774 confirmed cases. Novel coronavirus has spread across all 50 states. Each state is taking measures to slow the spread of the virus. Here’s a look at what the top 10 states with most cases are doing: 1. New York (138,836 reported cases and 5,489 deaths) Issued a shutdown of all non-essential businesses. This excludes hospitals, pharmacies, news media, transportation companies, financial institutions and other essential businesses. Issued a social distancing order where people must maintain a six-foot distance from each other. Prohibiting unnecessary gatherings of any size. Limiting restaurants to delivery and takeout. 2. New Jersey (41,090 reported cases and 1,003 deaths) Issued a shutdown of all non-essential retail businesses. This excludes pharmacies, grocery stores, gas stations, banks and others. Advising all residents to stay home, except when seeking medical services, getting necessary food, and exercising. Prohibiting social gatherings like parties. Asking employees to work from home, when appropriate. Limiting restaurants to delivery and takeout. 3. Michigan (17,221 reported cases and 727 deaths) Issued a stay-at-home order asking residents to only leave their homes for essential errands, exercise, among other reasons. Issued a social distancing order where people must maintain a six-foot distance from each other. Advising business employees to work from home, which doesn’t apply to critical infrastructure workers like law enforcement officers and others. 4. California (16,413 reported cases and 395 deaths) Issued a stay-at-home order to all residents except those who work in critical sectors. Essential businesses such as gas stations, pharmacies, banks, grocery stores and others remain open. Issued a social distancing order where people must maintain a six-foot distance from each other. Closed non-essential businesses such as restaurants, bars and gyms. 5. Louisiana (14,867 reported cases and 512 deaths) Ordered residents to stay home unless obtaining supplies and food, going to a place of worship, or commuting to an essential job. Limiting gatherings to 10 people or less. Closed non-essential businesses and places such as beauty shops, gyms, museums, and bars. Limiting restaurants to delivery, takeout or drive-through services only. 6. Pennsylvania (14,559 reported cases and 240 deaths) Closed all non-essential businesses. Encouraging residents to refrain from non-essential travel. 7. Florida (14,504 reported cases and 283 deaths) Issued a statewide order limiting movement to essential activities only. Closed beaches, parks, and other non-essential places. Limiting restaurants to delivery, takeout or drive-through services only. Not requiring places of worship to close. Implemented a nightly curfew from 9pm to 5am everyday. 8. Massachusetts (13,837 reported cases and 260 deaths) Closed all non-essential businesses through at least April 7. Essential businesses in sectors including healthcare, law enforcement, food and agriculture, energy, transportation and others can still conduct business. Limiting gatherings to 10 people or less. Limiting restaurants to delivery, takeout or drive-through services only. Not requiring places of worship to close. 9. Illinois (12,262 reported cases and 307 deaths) Closed all non-essential businesses. Issued a statewide order for residents to only leave their homes for essential activities such as seeking medical care or getting food and supplies. Limiting gatherings to 10 people or less (with some exceptions). 10. Georgia (8,818 confirmed cases and 329 deaths) Declared a public health emergency. Set up mobile housing for people to quarantine away from their homes. Ordered residents to stay at home at least until April 13. Data as of April 7, 2020. Source: The Wall Street Journal U.S. Unemployment Numbers Continue to Rise: 10 Million Job Losses in Just 2 Weeks 04/03/20 - 01:33 PM EST As Coronavirus continues to affect the global economy, the U.S. Department of Labor reported that the number of unemployed Americans has soared to 10 million within the past two weeks. The number of Americans that have filed for unemployment benefits is now 6.6 million, a massive increase from 3.3 million last week. And unfortunately, those facing unemployment are also grappling with how to get health insurance coverage during an uncertain time. This tremendous rate of job losses in the U.S. has never been seen before. The record number of unemployment applications was 695,000 in 1982, prior to the Coronavirus pandemic. The current state of uncertainty is leaving many worried about their job security. An analysis by economists at St. Louis Fed estimated that there are nearly 67 million Americans working in high-risk industries that could still face layoffs. The analysis also projected possible employment reductions of 47 million, which would drive the U.S. unemployment rate up to 32%. Source: New York Times The White House to formally reissue nationwide coronavirus guidelines on Tuesday extending lockdown and social distancing another 30 days 04/01/20 - 03:33 PM EST President Trump has decided to extend the nation’s virtual lockdown and social distancing to April 30 to lower the spread of Coronavirus. Dr. Deborah Birx, the principal coordinator on the coronavirus task force, said the team would come to Tuesday's briefing prepared with data to back up their recommendations on the extension. The picture could be bleak, as Birx has previously stated. The task force’s data shows up to 200,000 people could still die, despite the measure to extend social distancing "perfectly.” Source: CNN Secretary DeVos Directs FSA to Stop Wage Garnishment, Collections Actions for Student Loan Borrowers, Will Refund More Than $1.8 Billion to Students and Families 04/01/20 - 11:43 AM EST U.S. Secretary of Education Betsy DeVos announced today that The Department of Education will halt collection actions and wage garnishments to provide additional assistance to borrowers during the Coronavirus pandemic. Beginning March 13, 2020, this effort will last for a period of at least 60 days. From Secretary DeVos: "These are difficult times for many Americans, and we don't want to do anything that will make it harder for them to make ends meet or create additional stress. Americans counting on their tax refund or Social Security check to make ends meet during this national emergency should receive those funds, and our actions today will make sure they do." Source: U.S. Department of Education U.S. Confirmed Coronavirus Cases Have Almost Doubled in Just 4 Days 03/31/20 - 02:11 PM EST The United States continues to lead the world in Coronavirus infections with 176,518 and 3,469 deaths, which reflects a 1.9% mortality rate. But there’s a lack of testing of asymptomatic and mildly symptomatic people, so the mortality rate for Coronavirus is likely far lower. In any event, it’s challenging to calculate these numbers right now. After the United States, here’s a breakdown of the top 10 countries with COVID-19 cases: 1. Italy - 105,792 2. Spain - 94,417 3. China - 81,518 4. Germany - 68,180 5. Iran - 44,605 6. France - 44,550 7. UK - 25,150 8. Switzerland - 16,186 9. Turkey - 13,531 10. Belgium - 12,775 Source: WorldoMeter New York Tests Over 18,000 People for COVID-19 in One Day 03/31/20 - 10:33 AM EST With over 200,000 tests and 19 million people, the state of New York is currently testing more per capita than China and South Korea. Current New York hospitalizations statewide: 75,795 tested positive 10,929 people currently hospitalized (+1,412) 2,710 ICU Patients (+358) (+771) Despite these numbers, there’s still good news regarding Coronavirus cases in New York: 4,975 patients have recovered and been released, which is an increase of 771 patients. Source: Governor Cuomo Press Conference U.S. Has Highest Number of Reported Coronavirus Cases in the World 03/30/20 - 01:33 PM EST On March 26, the United States officially surpassed China and Italy with its number of reported Coronavirus cases. - United States: 96,968 confirmed Coronavirus cases, with 1,477 deaths - most of them happening in New York. - Italy: 86,498 confirmed COVID-19 cases with 9,134 deaths - the highest number of fatalities. This could be because Italy is the fifth oldest country in the world with a median age of 46.5 years. - China: 81,340 confirmed cases and 3,292 deaths, most occurring in the city of Wuhan. [The above figures reflect data as of March 27, 2020]. During a White House press briefing, President Trump said the high number of confirmed Coronavirus cases is a “tribute to the testing” being done in the country. Although the United States has the highest number of confirmed novel Coronavirus cases globally, it has lower death rates than other highly infected countries. Source: New York Times U.S. Unemployment Applications Reach Historic High of 3.3 Million as Coronavirus Impacts Economy 03/27/20 - 11:33 AM EST As businesses shut down because of Coronavirus disease, the United States has reached a record 3.3 million unemployment filings, raising the nation’s unemployment rate to 5.5% - an increase from 3.5% in February. Some economists predict that this may mark the start of an unemployment rate that could result in more than 40 million Americans losing their jobs by April 2020. On March 16, President Trump urged Americans to avoid gatherings of 10 or more people to slow the spread of the Coronavirus. This forced restaurants, gyms, hotels, beauty salons and other small businesses to completely shut down or lay off some of their employees. And these mass layoffs left many Americans uninsured at a time when they need it most. Some health insurance alternatives are: COBRA: A program designed to maintain your employer health insurance coverage, but these could have much higher out-of-pocket costs that many can’t afford. Medicaid: A program available to families with limited income. Visit Medicaid.gov to see if you qualify. Medicare: A program for people who are 65 or older, certain younger people with disabilities, and people with End Stage Renal Disease. Learn more about Medicare. Obamacare: Major health insurance plans that can only be purchased during the annual open enrollment period, which begins in November each year. U.S. officials are considering reopening Obamacare enrollment due to Coronavirus spread. Short-term health Insurance: Temporary health insurance coverage that’s available year-round to help fill gaps in coverage. Learn more here. Though telemedicine isn’t a form of insurance, it’s another option people are turning to during a time of social distancing and stay-at-home orders. Telemedicine is a healthcare service that connects individuals with doctors for diagnosis via phone calls or video chats. Source: CNN More Americans Willing to Use Telemedicine Services During the Coronavirus Pandemic 03/27/20 - 10:20 AM EST As government leaders push to practice social distancing nationwide, more Americans are turning to remote health care. The CDC recommends getting virtual care for non-emergency health conditions during the Coronavirus outbreak. In a recent survey conducted by HealthInsurance.com, 63% of respondents said they’re willing to use telemedicine while practicing social distancing during the Coronavirus pandemic. Telemedicine users have 24/7 access to virtual healthcare, which can be a time-saver that keeps people safe from germs and the exposure to COVID-19. In a CNBC interview, Jason Gorevic, CEO of Teladoc Health, discussed how the American healthcare system is entering a new era of virtual care. He emphasized Teladoc’s focus on Coronavirus health care by creating remote “COVID clinics” to limit in-person visits. “It’s fortunate that we’re able to be here for the American people during this crisis. We’re certainly seeing a significant increase in volume, and I didn’t exactly expect the president to be talking at a White House press briefing about telehealth,” Telemedicine is the delivery of healthcare services via phone, mobile devices or video chat systems. It enables medical experts to virtually diagnose and treat patients in real time. Americans can get standalone telemedicine coverage whether they have health insurance or not. Get a telemedicine quote in minutes here. Source: HealthInsurance.com CDC Epidemiologist Estimates that Coronavirus Deaths in the United States Could Reach Peak in Less than a Month 03/25/20 - 09:33 AM EST Leading epidemiologist and CDC advisor, Ira Longini, estimates that U.S. deaths caused by Coronavirus are likely to reach their maximum numbers in approximately three weeks from now. At that time, it may be possible to allow many back to work and only isolate at-risk groups like senior citizens. "I would guess the U.S. will hit a peak in deaths in the next two-three weeks, as the doubling time seems to be about two-three days,” said Longini. “Maybe a partial lifting of the shelter-in-place for those less vulnerable may make some sense, in about three weeks. By then, much of the damage will have been done." The Coronavirus death toll in the United States is 785, with 54,996 identified Coronavirus cases as of March 25, 2020. Source: CNN A 103-Year Old Grandmother Healed from COVID-19 After Six Days of Treatment 03/25/20 - 09:20 AM EST Zhang Guangfen, a 103-year-old woman from China, quickly recovered from Wuhan Coronavirus. She is the oldest COVID-19 patient to survive this deadly disease in China so far. After experiencing Coronavirus symptoms, Guangfen was admitted into Liyuan Affiliated Hospital of Tongji Medical College in Wuhan, China. At the time of admission, Guangfen was in critical condition, but she was released due to her speedy recovery - after less than a week of treatment. Her doctors attribute the round-the-clock and the fact that she did not have many pre-existing conditions to worsen the virus. Source: Daily Mail Environment Sees Positive Effects due to Coronavirus Shutdowns 03/24/20 - 03:20 PM EST The Coronavirus disease has caused many lockdowns and travel restrictions worldwide. But the reductions on vehicular, air, sea and foot traffic have led to positive effects for the environment. Countries around the world, especially those in lockdowns, are seeing significant drops in CO2, nitrogen dioxide and pollution levels, resulting in things like better air quality and clearer river waters. 3 examples: China: Nitrogen dioxide levels have reached a reduction of up to 30%, compared to 2019. Italy: Nitrogen dioxide has plummeted by 40% - a reflection of the clear waters and dolphins we’ve more recently seen in Venice. New York: CO2 levels have dropped between 5% and 10%. Drops in methane levels and other major US cities like Los Angeles, Seattle, Chicago and Atlanta are also experiencing these drops. Satellite images by NASA show dramatic drops in nitrogen dioxide in China. Source: BBC News HI.com VP Covers Telemedicine and Coronavirus on MSNBC and Newsmax TV 03/20/20 - 04:14 PM EST On March 19, Jan Dubauskas, Vice President of Healthinsurance.com, appeared as a guest on MSNBC and Newsmax TV, addressing the rising telemedicine trend in light of the Coronavirus pandemic. Dubauskas covered everything from what telemedicine is and how telemedicine doctors can diagnose Coronavirus symptoms, to privacy concerns and more. Watch: Source: MSNBC and Newsmax TV Coronavirus Vaccine Trials Begin in Seattle 03/19/20 - 01:05 PM EST The National Institute of Allergy and Infectious Diseases (NIAD) scientists have collaborated with biotech company, Moderna, to develop a trial for a Coronavirus vaccine, which is running out of the Kaiser Permanente Washington Health Research Institute in Seattle. The vaccine to treat COVID-19 uses genetic material called messenger RNA. The first dose was given to the first Phase I trial participant on March 16. From NIAID Director, Dr. Anthony Fauci: "Finding a safe and effective vaccine to prevent infection with (the novel coronavirus) is an urgent public health priority. This Phase 1 study, launched in record speed, is an important first step toward achieving that goal." Scientists are hoping to prove the vaccine’s success with preventing the novel coronavirus, which may take many months according to experts. In the meantime, social distancing and maintaining proper hygiene are the most effective prevention measures. Source: CNN Coldplay, John Legend and Other Musicians Host Virtual Concerts Amid Coronavirus Quarantines 03/19/20 - 12:26 PM EST The CDC urged Americans to avoid gatherings of 50 or more people, causing concerts to cancel worldwide. But a growing number of artists and musicians are holding free virtual concerts on platforms like Instagram to spread positivity and hope amid the Coronavirus pandemic. Among the artists joining in are: Coldplay lead singer Chris Martin John Legend Pink Keith Urban Coldplay’s Martin was one of the first musicians to start the free, virtual concert trend, coined “Together at Home” - a partnership with Global Citizen and the World Health Organization. Martin then passed the baton to John Legend. View this post on Instagram Social distancing is important, but that doesn't mean it has to be boring. I did a little at-home performance to help lift your spirits. @Miguel, @CharliePuth - you want next? Learn more about how you can take action to help slow the spread of coronavirus with our partners at @WHO and @GlblCtzn globalcitizen.org/coronavirus #TogetherAtHome A post shared by John Legend (@johnlegend) on Mar 17, 2020 at 9:48pm PDT Source: Los Angeles Times Medicare Beneficiaries Now Have Expanded Telehealth Benefits During Coronavirus Pandemic 03/19/20 - 11:25 AM EST On March 17, the Centers for Medicare & Medicaid Services (CMS), under President Trump’s leadership, announced that it will broaden access to telehealth benefits for Medicare beneficiaries to help prevent their exposure to the Coronavirus pandemic. Medicare beneficiaries across the country will now be able to virtually access telehealth services, from preventive health screenings and mental health counseling, to the diagnosis and treatment of certain conditions. Prior to this announcement, Medicare was only allowed to pay doctors for telehealth services only under certain circumstances. Seema Verma, CMS Administrator said: “The Trump Administration is taking swift and bold action to give patients greater access to care through telehealth during the COVID-19 outbreak. These changes allow seniors to communicate with doctors without having to travel to a healthcare facility so that they can limit risk of exposure and spread of this virus. Clinicians on the frontlines will now have greater flexibility to safely treat our beneficiaries.” Source: CMS.gov 5.7 Magnitude Earthquake in Utah Knocks out Coronavirus Hotline and Shuts Down Airport 03/18/20 - 01:34 PM EST On March 18, a 5.7 magnitude earthquake shook Utah, unsettling residents even more as they continue to deal with the Coronavirus pandemic. The earthquake’s epicenter was located near Magna, just outside of Salt Lake City. The earthquake was the largest Utah has seen since 1992, causing more 50,000 residents to lose power. The earthquake also knocked out the state’s Coronavirus information hotline, which was established by the Utah Department of Health to help residents stay safe from COVID-19. The Salt Lake City airport was also temporarily shut down due to the devastating earthquake. Assessments are being made to buildings, health centers, and the state’s public health lab to resume operations against Coronavirus as soon as possible. Fortunately, there were no immediate reports of injuries. Damage from Salt Lake City earthquake Source: ABC News HealthInsurance.com V.P. Addresses Coronavirus Myths Surrounding Health Insurance on The Chip Franklin Show 03/18/20 - 01:07 PM EST On March 13, Jan Dubauskas, Vice President, Senior Counsel of HealthInsurance.com, appeared as a guest on “The Chip Franklin Show,” a KGO-810 AM radio show serving the San Francisco market. During the show, Dubauskas addressed certain health insurance topics and how they relate to the Coronavirus pandemic. Among them: how Telemedicine can help, health care options for those who are uninsured, and common misconceptions about health insurance. Listen: Source: The Chip Franklin Show Target, Whole Foods and Other Stores are Now Setting a Dedicated Shopping Time for Seniors 03/18/20 - 12:36 PM EST The Coronavirus pandemic has caused many to panic shop, leaving stores empty or with limited essential supplies for the elderly and other at-risk groups. To help remediate the issue, grocery stores like Target, Whole Foods, Dollar General, Safeway, Alberstons, Acmen and Vons, are dedicating special shopping hours for Seniors, pregnant women and those with compromised immune systems. From Whole Foods Market: "We are setting aside this time to help these customers, who national health authorities have identified as among the most vulnerable to COVID-19, feel more comfortable shopping our stores and helping to ensure they are able to get the items they need in a less-crowded environment." Source: USA Today Italians Sing from their Balconies to Lift Each Other’s Spirits During Coronavirus Lockdown 03/16/20 - 03:41 PM EST Italy is one of the countries most affected by the Coronavirus pandemic, with over 17,000 COVID-19 cases and over 1,200 deaths. On March 9, Italy's Prime Minister Giuseppe Conte announced Italy’s lockdown to prevent and slow the Coronavirus spread. Italian schools, restaurants, bars, shops, universities, museums, and all non-essential businesses have been closed. And, all large events, like sporting events and weddings, have been canceled or rescheduled. Although Coronavirus is weighing heavily on the country’s economy, Italians don’t lose their sense of community. Instead, they sing and play instruments from their windows and balconies in a beautiful display of unity and hope amidst the chaos. Watch: Source: Kiro 7 News The CDC Urges Canceling Gatherings of 50+ People for the Next 8 Weeks to Prevent COVID-19 Spread 03/16/20 - 03:26 PM EST The Centers for Disease Control and Prevention is recommending that all U.S. events with 50 or more people be canceled or postponed for the next eight weeks to prevent the spread of COVID-19. The new guidance is an effort to slow the spread of the Coronavirus in communities already affected and prevent its introduction into new communities. From the CDC: “Large events and mass gatherings can contribute to the spread of COVID-19 in the United States via travelers who attend these events and introduce the virus to new communities. Examples of large events and mass gatherings include conferences, festivals, parades, concerts, sporting events, weddings, and other types of assemblies. These events can be planned not only by organizations and communities but also by individuals. Therefore, CDC, in accordance with its guidance for large events and mass gatherings, recommends that for the next 8 weeks, organizers (whether groups or individuals) cancel or postpone in-person events that consist of 50 people or more throughout the United States.” Source: Centers for Disease Control and Prevention COVID-19’s Impact on Sports: MLB canceled, NBA Season Suspended, NHL Pausing due to Coronavirus Concerns 03/13/20 - 03:38 PM EST In light of the rapid spread of Coronavirus, major announcements were made this week, including the cancellations and postponements of top sports leagues such as: Major League Baseball (MLB): Cancelled the remainder of its spring training and postponed the start of the regular season - set to begin March 26 - for at least two weeks. National Basketball Association (NBA): Suspended its regular season on March 11. The situation will be re-evaluated after 30 days. National Hockey League (NHL): Paused its current season on March 12. The NHL commissioner is hoping to resume the season as soon as it’s prudent. NCAA:Canceled its men and women’s basketball tournaments, also known as March Madness. Notable sporting events that were also postponed include: The 2020 Masters Tournament The Augusta National Women’s Amateur The Drive, Chip and Putt National Finals Source: NY Times Disney World Resort and Park in Orlando Closing to Prevent Coronavirus Spread 03/13/20 - 02:45 PM EST In a tweet yesterday, theme park officials announced that Disney World Resort and Parks will close on Sunday, March 15 as a precautionary measure against the Coronavirus pandemic. Disney Cruise Line will also suspend all new trips on Saturday, March 14. Historically, this is one of the only few times that the parks and resorts have closed down. The decision came after a Disney resort in California also closed due to COVID-19 concerns. Source: WTSP News CDC Guarantees Coronavirus Testing for all Americans, even those Uninsured 03/13/20 - 01:38 PM EST Dr. Robert Redfield, director of the Centers for Disease Control and Prevention (CDC), said that all Americans will receive COVID-19 testing at no charge, regardless of health insurance coverage, if it's deemed medically necessary. Redfield made the announcement on March 20, during the House Oversight and Reform Committee hearing on Coronavirus preparedness. “Our intent is to make sure every American gets the care and treatment they need at this time in this major epidemic, and I am currently working with HHS to see how to best operationalize it,” Redfield said. It’s not yet clear what the exact process will be for CDC to cover the testing costs for uninsured Americans, but those who are uninsured are encouraged to visit their community health centers for medical care. Medicaid will extend emergency coverage to people who qualify in many states. Source: Fox 13 News Novel Coronavirus Outbreak is now Officially a Pandemic, WHO says 03/11/20 - 02:08 PM EST The World Health Organization just declared the Coronavirus, COVID-19 to be a pandemic at the media briefing this afternoon. The assessment was made because of the alarming levels of spread, severity and the increasing number of deaths by the virus. There are over 118,000 cases of Coronavirus and over 4,200 deaths; the organization stated that those numbers are expected to climb even higher over the next weeks. “In the past two weeks, the number of cases of COVID-19 outside China has increased 13-fold, and the number of affected countries has tripled. WHO has been assessing this outbreak around the clock and we are deeply concerned both by the alarming levels of spread and severity, and by the alarming levels of inaction. We have therefore made the assessment that COVID-19 can be characterized as a pandemic.” The World Health Organization officials emphasize how “all countries can still change the course of this pandemic” by detecting, testing, treating and isolating those affected to prevent the Coronavirus pandemic from further spreading. Watch: Source: World Health Organization Florida Department of Health Confirms 8 New Cases of Coronavirus with cases in Pinellas and Pasco counties 03/11/20 - 10:48 AM EST The Florida DoH announced yesterday that there are 8 new cases of COVID-19, summing up to a total of 21 Coronavirus cases in Florida with 2 of them resulting in deaths. Out of the 8 new cases, 7 of the cases involve people between the ages 64 and 73 and one of them is a Georgia resident visiting Florida. The COVID-19 cases are spread across different Florida counties: “According to the Department of Health, the eight new cases are a 46-year old male in Pasco County; a 73-year old male in Collier County; a 68-year old female in Collier County; a 64-year old female in Collier County; a 67-year old male in Pinellas County; a 64-year old male in Pinellas County; a 68-year-old male in Nassau County. and a 68-year old female Georgia resident who is in Alachua County.” Measures are being taken to prevent further spread of the virus. All eight individuals have been isolated until cleared by state health officials. Source: Fox 13 News Coronavirus, COVID-19 symptoms take about 5 days to appear 03/10/20 - 04:07 PM EST An analysis conducted by Annals of Internal Medicine concluded that the median incubation period for the COVID-19, Coronavirus is approximately 5 days, similar to SARS. The study analyzed confirmed cases of Coronavirus, SARS-CoV-2 reported between January 4th and February 24th, 2020 to identify its public health implications. "The median incubation period was estimated to be 5.1 days (95% CI, 4.5 to 5.8 days), and 97.5% of those who develop symptoms will do so within 11.5 days (CI, 8.2 to 15.6 days) of infection. These estimates imply that, under conservative assumptions, 101 out of every 10 000 cases (99th percentile, 482) will develop symptoms after 14 days of active monitoring or quarantine." Source: Annals of Internal Medicine New York creates a Novel Coronavirus "containment zone" 03/10/20 - 03:34 PM EST The "containment zone" is a one-mile zone at The Young Israel of New Rochelle Synagogue in New York created by New York State officials to prevent the spread of Coronavirus. The state plans to deploy the National Guard to the containment areas to deliver food to quarantined residents, clean the schools, and more. Sschools, churches and other large gathering facilities in the area will also be closed for two weeks beginning on March 12 said Gov. Andrew M. Cuomo. Source: NY Times Nursing homes and assisted living facilities should restrict family and friend visits 03/10/20 - 03:01 PM EST Industry officials recommend nursing homes and assisted living communities to limit family and friend visits which, while reducing residents' exposure to staff members, contractors, and government officials. "The mortality rate is shocking," said Mark Parkinson, president, and CEO of the American Health Care Association. The recommendations are an effort to slow the spread of the virus -- which is more threatening to seniors -- after a Coronavirus outbreak caused the deaths of 18 residents at long-term care facilities in Seattle. Source: NY Times All of Italy is now on lockdown because of the Coronavirus Disease 03/09/20 - 05:08 PM EST Italy's Prime Minister Giuseppe Conte announced at a news conference on Monday that the entire country is now on lockdown as a preventive measure to the COVID-19 disease. This is part of the European country's efforts to prevent and protect its citizens. Source: The Guardian California woman in her 60s dies from Coronavirus 03/09/20 - 04:58 PM EST A woman in her 60s is the first coronavirus-related death in Santa Clara County. The woman, who had been hospitalized for several weeks, is believed to have contracted the virus through community transmission, according to a statement from the county’s health department. This case was previously announced on February 28. “This is a tragic development. The Public Health Department is taking necessary, carefully considered steps to slow down the spread of the disease and to protect those at greatest risk,” said Dr. Sara Cody, health officer for Santa Clara County. “We are facing a historic public health challenge and know this is a very difficult time. Our top priority continues to be protecting the health of our community.” Source: CNN Ohio's first Coronavirus cases: All involve people in their 50s in Cuyahoga County 03/09/20 - 04:47 PM EST Three people in Ohio have tested positive for coronavirus, Ohio Gov. Mike DeWine said on Monday. He also declared a state of emergency. All three people are from Cuyahoga County, the governor said. "The state of emergency that I've declared in Ohio is a legal necessity that allows state departments and agencies to better coordinate in their response," DeWine said. Cuyahoga County Board of Health Commissioner Terry Allan said the three patients, who are ages 54 to 56, are isolated. Two of them were on a trip to Egypt and one was at a conference in Washington D.C. Six additional people who had close contact are also on home quarantine. There are five people under investigation for the virus, the Ohio Department of Health said. Novel coronavirus, also called COVID-19, emerged in Wuhan City, China in December. Symptoms include fever, cough and shortness of breath. Source: Fox News Most coronavirus deaths in the United States involve patients 70 or older 03/09/20 - 03:25 PM EST The vast majority of US deaths from coronavirus appear to involve patients ages 70 and up, based on broad age range information provided by health authorities. Officials provided basic age information in only 18 of the 22 US death cases. Of those 18, seven were in their 70s, five were in their 80s, three were in their 90s, two were in their 50s and one was in their 60s. A 19th patient was described as “elderly,” but no age range was given. This is in line with what US Surgeon General Jerome Adams told CNN Sunday about the pandemic in general — that the average age of those who died from the global outbreak of the novel coronavirus was 80, and that the average age of those seeking medical treatment was 60. Source: CNN Germany reports its first coronavirus deaths 03/09/20 - 1:11 PM EST Two people have died of coronavirus in Germany — the first deaths in the country from the virus. The deaths occurred Monday in the district of Heinsberg and the city of Essen, the health ministry of North Rhine-Westphalia told CNN. In a statement to CNN, health minister Karl-Josef Laumann said he "was shocked to learn about the two deaths." "My thoughts are with the relatives. I wish the families a lot of strength in this difficult time. The deaths show that we have to take the situation very seriously," On Sunday, a German national from Hamburg died while on vacation in Egypt. About Germany's cases: There are 1,112 people in Germany who have tested positive for coronavirus, according to the Robert Koch Institute, the country's disease control agency. Source: CNN Georgia identifies state park for isolating coronavirus patients 03/09/20 - 11:37 AM EST Georgia Gov. Brian Kemp announced that out of an abundance of caution the state has identified Hard Labor Creek State Park in Morgan County as a location for isolating and monitoring patients who may have been exposed to coronavirus, according to a statement released by his office. The state park is located about an hour east of downtown Atlanta. No patients are currently scheduled to be transferred to this location. State officials are currently preparing the site for the placement of future patients having already delivered and installed seven emergency trailers, according to the governor’s office. Source: CNN Read our What is Coronavirus? article to learn more about this virus and how to stay healthly. bold textbold text

It’s no secret that the Coronavirus pandemic is impacting our economy and unemployment rate in unprecedented ways. In fact, our unemployment claims have reached 17 million over the past two weeks alone. That’s why we recently launched a coronavirus economic impact survey to more than 1,000 respondents who answered personal questions about their concerns on medical costs, unemployment and the loss of health insurance, especially in light of COVID-19. One thing that stood out: While some of our respondents reported losing their health insurance during this pandemic, more than half of them said they don’t know their health insurance options if they were to lose their job-based coverage. Survey Highlights Other findings Financials and Health Insurance 90% have health insurance. 77% are unable to pay their bills this month. 24% have lost their jobs due to the Coronavirus pandemic, yet 56% don't know their health insurance options if they lost their health insurance during the pandemic. Telemedicine During COVID-19 85% are unaware that you can just buy a standalone telemedicine plan through providers like Teladoc. 47% intend on using telemedicine services to reduce their risk of COVID-19 exposure during the pandemic. 45% would use a telemedicine (aka "televet") appointment for their pet. 33% have received correspondence from their regular doctors about telemedicine. Some Positive Notes During COVID-19 92% reported following their states' stay-at-home guidelines 81% said their neighbors, friends and family members are following their states' stay-at-home-guidelines. It's worth mentioning that the final question asked respondents if they think healthcare workers on the frontlines of COVID-19 deserve a “bonus” from the federal government. And 87% said yes - a real testament to the hard work of our everyday healthcare heroes - and one thing mostly everyone can agree on. Our Methodology The above results were gathered through an online poll of more than 1,000 Americans between the ages of 18-64. The poll was conducted from April 3, 2020 to April 7, 2020, gleaning representative samples from each state based on population. Health Insurance and Telemedicine Resources 6 Health Insurance Options if You’ve Lost Your Job Due to COVID-19 Telemedicine 101: Understanding the Basics View More Coronavirus Survey Findings May 2020: Testing, Mental Health, and More March 2020: Telemedicine Usage During COVID-19

More than 6.65 million Americans filed for unemployment benefits over the last week alone – a bleak result of the Coronavirus pandemic. But those impacted aren’t just losing their jobs: They’re often losing their health insurance benefits too. And now is the time, especially, when health insurance may be extra crucial to you as you work to maintain good health or need coverage if you do get sick. Before weighing your options, take these steps: Know your budget and what you can afford each month. Make a list of your current health conditions and medications. List any doctors any healthcare providers you want to keep. Determine if you need dental or vision coverage. If you’ve lost your job and job-based insurance coverage, here are six options for you: 1. Join your spouse’s plan You may be able to obtain coverage through your spouse’s job-based health insurance plan, as long as your spouse or partner is already covered, which can be a cost-effective option. Ask your spouse to talk to his or her HR or benefits team to see if this is an option and what the associated healthcare costs may be for you. 2. COBRA You’ll likely receive a COBRA enrollment notice that includes information to continue your health insurance through your employer. Pros: You can keep your current health plan and continue to use your doctors and pharmacists under a policy you’re already familiar with. Your copays and deductibles will remain the same. Your spouses and children are eligible. Cons: You will likely face a higher premium because your employer will not subsidize the cost, and you’ll be charged a 2% administrative fee for continuing the plan. You can stay on COBRA for a limited time – typically up to 18 months. Some employers don’t offer this option, so be proactive and ask about it if you’re interested. 3. ACA (Obamacare) Plans Though the 2020 open enrollment period has ended, losing your job may qualify you for a special enrolment period exception. You can see if you can get coverage for an ACA plan through the Health Insurance Marketplace. Pros: Offers comprehensive major medical coverage for the 10 essential health benefits. You can’t be denied for pre-existing conditions. Tax credits are available if you meet the qualifications. Cons: You may not qualify to enroll in a plan at this time.* Can be costly if you don’t qualify for a subsidy. Plans can have narrow networks, so it’s wise to check if your doctors and providers are in-network. *Note: U.S. officials are also considering a special enrollment period to help uninsured Americans during the COVID-19 crisis. 4. Short-Term Health Insurance This type of temporary health insurance is designed to be a cost-effective and flexible insurance option if you’ve lost your job and have a gap in health insurance coverage. Pros: Flexible plan duration: Your coverage period can range from 30 to 364 days, with policy renewal of up to three years, depending on your state’s rules. Cancel anytime: You can choose how long you want to be covered (anywhere from 30 to 364 days). Plus, you can cancel your plan anytime. Enroll anytime: You can apply for and enroll in a temporary health insurance plan any time of year. And you can get coverage as soon as the day after you apply. Cons: There’s no coverage for pre-existing conditions. There are limits on prescription drug coverage: Most short-term health plans do not cover prescription drugs, but a few do offer add-on benefits and include prescription drug coverage after a deductible is met. There are limits on the number of covered doctor visits. Does not cover all of the 10 essential health benefits. You can be denied coverage. 5. Medicaid Medicaid is based on your income, family size and asset level. Though each state can set its own requirements, the limit is typically 133% of the Federal Poverty Level. If you do qualify for Medicaid, you’ll receive low-cost health insurance through your state which may cover you for: Inpatient care (hospital-type visits) Outpatient care (doctor’s office visits) Home health care Nursing care Dental, vision and hearing (in many cases) Again, benefits vary by state. And Medicaid should not be confused with Medicare (here’s how to know the differences between the two). 6. Telemedicine (not health insurance – but a way to get care) Though telemedicine isn’t a form of insurance, it’s a helpful service that people are turning to during a time of social distancing and stay-at-home orders. With telemedicine, you pay a monthly membership fee and, when you use the service, you may also pay a charge for the ‘televisit.’ Telemedicine connects you with virtual doctors who can diagnose and treat your non-emergency medical conditions, including: Allergies Asthma Behavioral and mental health services Common cold Fever Flu Men’s health issues Nausea and vomiting Pink eye Sore throat Skin conditions Sinus infections Women’s health issues Telemedicine doctors can also prescribe medications for certain conditions and submit the order to your pharmacy of choice. You can get a telemedicine quote with no obligation to you. We will continue to provide educational resources to you throughout the Coronavirus pandemic: Follow us on Facebook for news about COVID-19, telemedicine, health insurance and more. Visit our feed to get frequent updates on COVID-19 news.