If you are a US citizen 65 or older, or a permanent resident of the US who has been in the United States for more than five years, you qualify for Medicare. You may also qualify for Medicare if you are younger than 65 but have certain chronic conditions.
What changes can I make during the annual enrollment period?
The Medicare Annual Enrollment Period (AEP) - also called the Medicare Open Enrollment Period - is an election period that allows you to make changes to your Medicare coverage each year. Your new coverage would take effect January 1 of the following year.
What changes can you make during AEP?
Change from Original Medicare (Part A and Part B) to a Medicare Advantage plan.
Change from one Medicare Advantage plan to another.
Disenroll from your Medicare Advantage plan, go back to Original Medicare, and add a Prescription Drug plan if needed.
Disenroll from Medicare Advantage, go back to Original Medicare, add a Medicare Supplement plan, and add a Prescription Drug plan if needed.
Change from one Prescription Drug plan (Medicare Part D) to another.
There are two main categories of Medicare coverage including Original Medicare (with optional Medicare Supplement and prescription drug insurance) and Medicare Advantage (which provides benefits through private insurers).
Part A (Original Medicare) provides coverage for inpatient and hospital care.
Part B (Original Medicare) provides coverage for doctors and outpatient services.
Part C (Medicare Advantage Plan) typically covers Parts A, B and D with one bundled insurance policy for all Medicare coverage.
Part D (Medicare Prescription Drug Plan) provides coverage for the cost of your medications.
Plans A-N (Medicare Supplement or Medigap) coverage varies by plan benefits, but these plans help pay the costs that Medicare A and B don't cover. Plans C, E, F, H, I and J are no longer sold to new enrollees.
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