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Telemedicine

What is Telemedicine?

Telemedicine connects you with virtual doctors who can diagnose and treat your non-emergency medical conditions, including:

  • Allergies
  • Asthma
  • Behavioral and mental health services
    • Anxiety, Bipolar Disorder, depression, panic disorders, stress management, and more
  • Common cold
  • Fever
  • Flu
  • Men’s health issues
  • Nausea and vomiting
  • Pink eye
  • Sore throat
  • Skin conditions
    • Acne, eczema, hives, rashes, warts and more
  • Sinus infections
  • Women’s health issues

Telemedicine doctors can also prescribe medications for certain conditions and submit the order to your pharmacy of choice.

How does telemedicine work?

Telemedicine companies, like our partner Teladoc, typically require you to set up an account and provide your medical history before agreeing to treat you.

  • Step 1: Set up an account in minutes - either online or by downloading a mobile app.
  • Step 2: Schedule an appointment.
  • Step 3: Connect with your doctor to get care from the comfort of your own home. Telemedicine visits can be done by phone, FaceTime, and video chat technology.

We also have a handy checklist to help you prepare for your first telemedicine appointment.

How much does telemedicine cost?

The cost for telemedicine will vary depending on your health insurance plan and reason for your visit. But the good news is it’s typically easy to get a telemedicine quote.

Getting a telemedicine quote is easy to do. Teladoc’s plans range from $12.95 per month for an individual to $16.95 per month for a family. Please note, there may be an additional cost per Telemedicine session, too.

Keep in mind, you can still sign up for telemedicine with no insurance.

What are the advantages of telemedicine

There are situations when seeing your doctor in-person makes sense. But for non-emergency health scenarios, telemedicine services have plenty of benefits.

  • Convenience: You can get high-quality virtual healthcare services from the comfort of your own home with nothing more than your mobile phone.
  • Speed: Virtual appointments can be scheduled quickly, and you don't need to worry about traveling to a doctor's office and facing a waiting room.
  • Access: Patients can make immediate appointments with an array of specialized doctors nationwide, and receive care 24/7, 365 days a year.
  • Affordability: Telemedicine services often cost less than their equivalent in-person medical care.
  • Privacy: Telemedicine services must adhere to HIPAA privacy rules, which means your medical information will be safe and secure.

Who are the doctors?

The online doctors are board-certified doctors who live in the United States and are licensed to practice in your state.

Telemedicine doctors require the same education, testing, and credentials as the doctors you would see in an office, so you’ll always get proper medical advice on your non-emergency medical condition. And though they’re virtual doctors, they’re real people too.

Are telemedicine sessions safe and confidential?

Yes. Our Teladoc partner complies with all relevant state and national laws and regulations, including the U.S. Health Insurance Portability and Accountability Act of 1996, known as HIPAA.

The bottom line

Telemedicine is changing the way we access healthcare and engage with doctors.

The convenience of telemedicine services paired with the potential savings you can expect from a telemedicine appointment can bring true value to your health and your wallet.

How to get a telemedicine quote or connect with a virtual doctor

You can get a telemedicine quote right here through our site, which will give you access to 24/7 online care in just a few clicks.



Learn More About Telemedicine

  • healthinsurance.com telemedicine quotes, ten telemedicine myths debunked, two arrows pointing in different directions with the words myths and facts
    Telemedicine has become a vehicle to strengthen engagement between patients and doctors by connecting them in real-time via phone or online. Thanks to telemedicine, medical professionals can now evaluate, diagnose, and treat patients using technology like video conferencing and smartphones — all without the need for an in-person visit. And with technology only becoming an even bigger part of the way we interact, telemedicine is likely to serve an important role in healthcare today and in the future. Though we live in a digital age, there are still myths about telemedicine, online doctors, and new digital options for medical care. That said, let's bust 10 common telemedicine myths. Telemedicine myths vs. realities Myth #1 – Telemedicine doesn’t use real doctors. Reality: Telemedicine doctors are board-certified and licensed to practice in your state. These doctors live in the United States and face rigorous training and credentialing, so you’ll always get expert advice on your non-emergency medical condition. One note: A telemedicine doctor shouldn't replace your primary care physician. Having both a primary care doctor and telemedicine can improve the quality of your healthcare and gives you access to a doctor for almost every medical scenario. Meet with your primary care physician to address health issues that your telemedicine doctor doesn’t cover. Myth #2 – A virtual doctor can't diagnose my condition. Reality: Telemedicine doctors can treat illnesses such as the flu, conjunctivitis (pink eye), bladder infections, yeast infections, acid reflux, and skin conditions. Certain telehealth professionals can also provide treatment plans for mental health services, like the treatment of depression, anxiety or stress. An official diagnosis is provided for each of these respective illnesses and health problems after a telemedicine doctor assesses your condition. What telemedicine doesn't include are emergency-related health concerns such as stroke, heart attacks, and major accidents. Always call 911 in those situations. Myth #3 – An online doctor can’t prescribe medication. Reality: After you talk to a doctor online and get an official diagnosis, your online doctor can prescribe you medication to treat your condition. Your virtual doctor will then submit prescription orders to your pharmacy of choice. While companies like Teladoc do cover prescriptions for a host of health issues, there are some exclusions. Online doctors can't prescribe controlled substances like opiate-based painkillers. Myth #4 – Virtual doctor appointments take place at inconvenient times. Reality: Finding free time to go see a doctor during the week can be challenging, especially if you have a "9 to 5" job. But telemedicine gives you access to medical professionals at any time, so you can likely schedule an appointment at a time that works for you. Through a HIPAA-approved technology platform, you'll get access to care 24/7, 365 days a year. As a bonus: You'll avoid commutes and waiting room delays. This advantage helps you keep your busy schedule on track while still receiving quality healthcare on a regular basis. Myth #5 – My telemedicine appointment will be time restricted. Reality: Doctors can sometimes rush in-person appointments because of their packed schedules with many patients to see in a single day. Telemedicine appointments, unlike a traditional in-person doctor’s visit, can free you from potentially frustrating time restrictions. Your online doctor will stay on the call as long as you need to ensure you receive the quality care you deserve. And they'll make sure all of your concerns are addressed before the appointment ends. Virtual doctors also have no maximum visit capacity, so you can connect with online providers as much as you'd like. You may also be able to request a specific doctor for your visit, depending on your plan benefits. But remember the reality of myth #1: All telemedicine doctors are board-certified and state-licensed. You are meeting with healthcare professionals who are qualified to assess your condition, provide an official diagnosis, and follow-up with proper treatment recommendations. Myth #6 – I can only use video technology for my telemedicine appointment. Reality: You might dread the thought of a face-to-face virtual consultation over webcam or FaceTime, but most telehealth providers allow you to talk to a doctor through an online chat or by phone. Telemedicine services can typically accommodate your request if you'd prefer to connect with your doctor in a non-visual way. Myth #7 – Telemedicine treatment is too limited. Reality: Virtual doctors aren't a good option for emergencies. But they can treat over 40 common medical issues including: Cold and flu Allergies Sinus infection Fever Strep throat Asthma Skin conditions like hives and rashes Women’s health issues Men’s health issues Allergies Migraines If you prefer to manage most of your standard healthcare digitally, then telemedicine covers a wide range of illnesses for quality care that you can depend on. Myth #8 – Telemedicine won’t "stick." Reality: We live in a world of Uber Eats, Instacart, and Amazon - all have goods and services you can order from your couch. With telemedicine, you can talk to a doctor from the comfort of your own home, too. In other words: Connectivity is king these days. In fact, studies show that 40% of millennials view telemedicine as a "very important" option for their health care. Myth #9 – Telemedicine is more expensive than traditional medical visits. Reality: Individuals and employers alike may see lower health care costs when using telemedicine over urgent care services. In fact, one study estimated that patients save approximately $100 on an average telehealth visit, with $75 of that devoted to health care costs and the other $25 to travel and time spent seeking care. When you consider the convenience of this innovative healthcare option paired with the type of savings you can potentially expect for your digital visits with online doctors, the value of telemedicine services really begins to stand out. An important call out: Telemedicine isn't insurance, but many insurance companies offer a telehealth benefit or allow you to purchase it as an add-on to your plan. Check with your insurance provider to see if telemedicine is a covered benefit. Myth #10 – My health information won't be safe or secure when using telemedicine. Reality: Privacy is always a concern. But all telemedicine companies have to comply with the same rules that hospitals and doctors do, including all relevant state, national, and international regulations, including the U.S. Health Insurance Portability and Accountability Act (HIPAA). And all telemedicine technology, including video chat systems used to conduct patient appointments, must pass HIPAA compliance. In other words: Your medical information is protected, and it won't be shared without your consent. Strict laws and regulations keep your medical files safe and away from parties that have no legal right to view this personal information. What are the advantages of telemedicine? Saves time. Surveys show that telemedicine appointments average 14 minutes compared to an average of two hours for doctor visits in person. Saves money. Statistics show that many co-pays for telemedicine visits are either the same cost or cheaper than co-pays for doctor visits in person. Increases access to care. Telemedicine has expanded access to healthcare for rural residents, especially. Widely adopted. Nearly 25% of U.S. consumers have had a telemedicine visit with a doctor. There are also more than 200 telemedicine networks with 3,500 service sites in the U.S. Expanding nationwide. Survey statistics indicate that 96% of major American companies will provide telemedicine services for employees as state healthcare laws allow. Used in hospitals. Medical facilities are also experiencing the benefits of telemedicine services with over 60% of hospitals using this technology for remote patient monitoring. Provides patient satisfaction. Telemedicine patients appear to be pleased with the results of their online doctor visits: 83% of survey respondents found virtual appointments on par or more appealing than a traditional trip into the doctor’s office. Find telehealth services Getting access to 24/7 online care is just a few clicks away: You can check out telemedicine features and prices through our website. We work with telemedicine partner, Teladoc, a company that offers a large network of board-certified doctors and pediatricians who provide virtual healthcare anywhere at any time. Telehealth services offered through Teladoc depend on the plan you choose, but services can cover everything from everyday medical problems to mental health concerns.
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  • Should you speak to an online doctor or in person? Let us help you decide!
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  • Woman using her phone to video conference with a doctor
    Imagine waking up feeling achy, fatigued, and congested. You check your temperature, and it’s confirmed: You have a fever - possibly the flu. So which is it? The good news is you don’t have to get out of bed and travel to see a doctor to figure it out. Today we have telemedicine through our site, which connects you with medical professionals by phone or online. And it’s no secret that a fever or the flu is nothing to ignore, so an online doctor can give you a diagnosis and treatment through telemedicine. What is telemedicine? Simply put: Telemedicine connects patients with medical professionals in real time by phone or online. Thanks to telemedicine, medical professionals can now evaluate, diagnose and treat patients using technology like video conferencing and smartphones - all without the need for an in-person visit. But it’s important to note that telemedicine is used for non-emergency health situations. How does telemedicine work? Most telemedicine companies, like our partner Teladoc, require you to set up a quick account and provide your medical history before agreeing to treat you. Think of it like a standard doctor visit as a new patient: Expect questions like, “What are your symptoms?” “What’s your family medical history?” or “List the medications you’re currently taking.” Note, telemedicine companies are required to use HIPAA compliant software to certify that your personal health history is protected. Once you’ve set up an account and filled in your medical history, scheduling an appointment is as easy as opening an app from your smartphone, and once confirmed, entering into a video or FaceTime conversation with the doctor. Within minutes, the doctor can diagnose your medical issue, develop a treatment plan, and prescribe any necessary medication. What conditions do telehealth doctors treat? Virtual doctors can treat nearly any non-emergency illness such as: Cold and flu Sinus infection Fever Nausea and vomiting Asthma Skin conditions like hives and rashes Women’s health issues Men’s health issues Allergies Migraines What are the benefits of telemedicine? For patients: Access doctors who accept your insurance. Get care from the comfort of your own home. Increases access to care, especially to those living in rural areas or have little or no means to transportation. Saves on transportation costs. Reduces the need to take time off of work. Spend less time in the waiting room. Cuts down on the spread of disease, keeping fewer sick people from public waiting rooms. Saves on healthcare costs overall. In fact, one study estimated that patients save approximately $100 on an average telehealth visit, with $75 of that devoted to health care costs and the other $25 to travel and time spent seeking care. How much do telemedicine appointments cost? The cost to receive telemedicine services will vary depending on your health insurance plan and the reason for your visit. As an example, here are certain medical visit costs for an individual living in the Chicago area and staying in-network: 15-minute doctor’s office visit for an established patient: $98 20-minute doctor’s office visit for new patient visit: $81 Emergency room visit for a low to moderate problem: $388 50-minute mental health check: $147 And here are average provider costs across the nation: The average cost of a traditional on-site doctor visit: $146 The average cost of an emergency room visit: $1,734 The average cost of a telehealth visit: $79 It’s important to note that telemedicine is not insurance, though. Instead, it’s a way to provide you with virtual healthcare services 24/7. Who are the doctors? The doctors who treat you are board-certified doctors who live in the United States and are licensed to practice in your state. The doctors go through rigorous training and credentialing, so you’ll always get expert advice on your non-emergency medical condition. Can online doctors treat emergencies? You should not use telemedicine if you’re experiencing a medical emergency. Always call 911. Can online doctors prescribe medications? Yes, telemedicine doctors can write prescriptions for many conditions like sinus infections, colds, allergies, some STDs and more. It’s important to know that telemedicine providers reserve the right not to prescribe medications, including DEA controlled substances. While telemedicine is a convenient way to get care, it should not replace your primary care physician. Is telemedicine safe and secure? Like your primary care physician, telemedicine companies have to comply with all relevant state, national, and international regulations, including the U.S. Health Insurance Portability and Accountability Act (HIPAA). Unless permitted or required by law, your medical information will not be shared without your consent. What do I need for my first telemedicine visit? We've put together a handy checklist to help you prepare for your first visit. How can I check if I have telemedicine benefits? Review your health insurance plan to find out if you have access to telemedicine services and providers. How do I sign up for telemedicine? If you don’t already have telemedicine benefits, you can get a Teladoc quote and purchase a plan through our site. The process is easy and takes just minutes. And be sure to check out what Teladoc patients are saying about telemedicine.
    Read More »

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