As you age, you may begin having issues with your teeth. This may lead you to wonder, “How do I get dental coverage with Medicare?”
The truth is that most dental procedures are not covered by Original Medicare, although you may be able to get coverage through Medicare Advantage. This page will help you understand what’s covered and what’s not covered by Medicare when it comes to dental care.
There are some dental services you may need as you get older. This includes cleanings, cavity fillings, and even dental surgery. Let’s take a look at each one.
Original Medicare does not cover dental bone grafts unless they are performed while you are an inpatient in the hospital and it’s medically necessary. However, if you have a Medicare Advantage plan, you may have coverage.
Dental cleanings are not covered by Original Medicare. If you want to have dental coverage for cleanings, consider a Medicare Advantage plan.
Dental crowns are generally not covered by Medicare unless you are admitted to the hospital and it’s medically necessary. If you have a Medicare Advantage plan, you may be able to get coverage.
Dental surgery is not covered by Original Medicare unless it’s medically necessary while you are in the hospital. You may have coverage for dental surgery with some Medicare Advantage plans.
Medicare has a variety of parts, each with its own specific coverage. Do any Medicare plans cover dental? Let’s take a look.
Medicare Part A, or hospital insurance, may cover certain dental procedures if you’re an inpatient at the hospital. It must be deemed medically necessary.
Medicare Part A may also pay for the hospital portion of your stay if you have to be an inpatient specifically for a dental procedure, although the procedure itself will not be covered.
Medicare Part B, or doctor’s insurance, doesn’t cover dental procedures or appointments.
Medicare Part C, also known as Medicare Advantage, is an entire replacement plan for Original Medicare. Many Medicare Advantage plans do include dental coverage. You’ll want to review the details and costs before you make a decision on a Medicare Advantage plan.
As we mentioned earlier, many, but not all, Medicare Advantage plans include some amount of dental coverage. You’ll want to compare plan prices and see what procedures are covered. Don’t forget that you may have out-of-pocket costs, like deductibles or copayments, as well. If you want dental coverage through Medicare, Medicare Part C is the way to go.
Medicare Part D, which provides coverage for prescription drugs, does not include dental care coverage.
Medicare Advantage is the best way to get dental coverage with Medicare.
It’s important to ensure you’re getting the care you need with Medicare. If dental coverage is a concern, you’ll want to carefully consider which plans are available that provide coverage for dental procedures.
It’s best to talk to a licensed agent who can help you learn more about Medicare. Contact us to compare plans today!
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